Hernando County property record for 3818 Braemere Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,669 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,000 (May 2018) |
| Tax Bill | $2,623 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10-223-18-3604-0350-0570 |
| Primary APN | R10-223-18-3604-0350-0570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,669 sqft Living Area |
| 1st Floor Area | 2,669 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01571310 |
|---|---|
| Street Address | 3818 BRAEMERE DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PHASE 2B BLK 35 LOT 57 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | STERLING HILL PH 2B |
| Legal Phase | 2B |
| Legal Block | 35 |
| Legal Lot Number | 57 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40909 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 13, 2019 | Deed of Trust, Mortgage · VA Mortgage MICHIGAN MUTUAL |
| May 31, 2018 | Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Jun 14, 2012 · Amount on Record |
| Deed Document Number | 2018033417 |
| Deed Book / Page | 3589 / 0011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Document Number | 0042441475 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 4244/1475 |
| Instrument | 2022084842 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Document Number | 0040750153 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 4075/153 |
| Instrument | 2021080327 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Document Number | 0037870063 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TLC NATIONAL TITLE COMPANY, TLC NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3818 BRAEMERE DR SPRING HILL FL 346090678, SPRING HILL, FL 34609-0678 |
| Document Number | 0037870063 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 003787/000063 |
| Instrument | 79973 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 31, 2018 |
| Property Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Document Number | 0035890011 |
| Book / Page | 3589 / 0011 |
| Map Reference | MB35 PG33-44 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018033417 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | SOUTHEAST TITLE OF THE SUNC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 KINDERKAMACK RD, 26, HILLSDALE, NJ 07642-2833 |
| Name | Verified Name |
|---|---|
| Address | 3818 BRAEMERE DR, SPRING HILL, FL 34609-0678 |
| Document Number | 2018033418 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 2018033418 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year LIBOR |
| Margin | 5 |
| Max Rate | 13.2% |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,623.00 (+1.2%) Additional exemption filed | $228,184 (+5.99%) | $360,932 (-7.33%) Land $21,093 Building $339,839 |
| 2023 | $215,294 (+3%) Land $215,294 | ||
| 2022 | $2,592.00 Homeowner's exemption Disabled Person's exemption | $209,023 | $389,473 Land $21,093 Building $368,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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