3818 Ben St, Maiden, NC 28650 Property Records

Catawba County property record for 3818 Ben St, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,354 sqft · built 1997
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jun 2015)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3668-02-75-6227`

Property Details

APN / Parcel Number

Primary APN	`3668-02-75-6227`
Alternative APN	`0069648`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,354 sqft Living Area
1st Floor Area	3,812 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	193 ft deep x 135 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	216 sqft
Patio Area	805 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3818 BEN ST
City	MAIDEN
State	NC
Zip	28650-9078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 28 PLAT 27-191
Legal Subdivision	TIMBERBROOK SUB
Legal Lot Number	28
Jurisdiction	CATAWBA NC
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1006
Census Tract	11601

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3818 BEN ST, MAIDEN, NC 28650-9078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2015 · Amount on Record
Deed Sale	Jun 23, 2015 · Amount on Record
Prior Sale	Sep 12, 2012 · Amount on Record
Deed Document Number	20159942
Deed Book / Page	3295 / 1142
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3818 BEN ST, MAIDEN, NC 28650-9078
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 BEN ST, MAIDEN, NC 28650-9078

Mortgage

Document Number	0040090317
Date	Mar 30, 2026
Book Page	4009/317
Instrument	5934

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3818 BEN ST, MAIDEN, NC 28650-9078
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037150605
Date	Jan 4, 2022
Book Page	3715/605
Instrument	208

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2037

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,900 (-) Land $16,800 Building $573,100
2025	$2,351.00 (-20.03%)	$589,900 (+119.7%) Land $16,800 Building $573,100
2024	$2,940.00 (+15.98%)
2023	$2,535.00	$268,500 Land $16,800 Building $251,700	$589,900 Land $16,800 Building $573,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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