3818 Allendale Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 3818 Allendale Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,346 sqft · built 1941
Lot Size	0.56 acres (24,394 sqft)
Owner	Trust Name on File
Last Sale	$415,000 (Sep 2023)
Tax Bill	$6,320 (2026)
Deeds & Mortgages	Jan 2026 Transfer Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-00290`

Property Details

APN / Parcel Number

Primary APN	`010-2710-00290`
Alternative APNs	`1099386` `1155030` `1193453`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,346 sqft Gross Area
1st Floor Area	927 sqft
Basement Area	477 sqft
Finished Basement	477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	24,394 sqft (0.56 acres)
Garage Area	1,176 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	360 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1193453
Street Address	3818 ALLENDALE AVE
City	DULUTH
State	MN
Zip	55803-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 82 78/100 FT OF W 1/2 OF S 1/2 OF NW1/4 OF NW 1/4 OF NE 1/4 EX W 33 FT FORROAD SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	02
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	100

Owner

3818 Allendale Ave is owner-occupied and held in a trust since October 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	3818 ALLENDALE AVE, DULUTH, MN 55803-1861
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE
Nov 5, 2020	Warranty Deed, Transfer · Conventional with PMI US BK
Mar 13, 2019	Warranty Deed, Transfer · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Nov 5, 2020 · Amount on File
Deed Document Number	20231474501
Last Transfer Date	Oct 3, 2025
Transfer Doc	0001525861
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 9, 2026
Property Address	3818 ALLENDALE AVE, DULUTH, MN 55803-1861
Document Number	0001525861
Instrument Date	Oct 3, 2025
Instrument	1525861
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 ALLENDALE AVE, DULUTH, MN 55803-1861

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 20, 2023
Property Address	3818 ALLENDALE AVE, DULUTH, MN 55803-1861
Document Number	0001474501
Instrument Date	Sep 15, 2023
Instrument	1474501
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3818 ALLENDALE AVE, DULUTH, MN 55803-1861

Mortgage

Document Number	0001474502
Date	Sep 20, 2023
Instrument	1474502

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 5, 2020
Property Address	3818 ALLENDALE AVE, DULUTH, MN 55803-1861
Document Number	00A1395201
Instrument Date	Nov 2, 2020
Instrument	A1395201
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$996.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3818 ALLENDALE AVE DULUTH MN 558031861, DULUTH, MN 55803-1861

Mortgage

Document Number	A1395202
Date	Nov 5, 2020
Instrument	A1395202

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 13, 2019
Property Address	3818 ALLENDALE AVE, DULUTH, MN 55803-1861
Document Number	00A1351537
Instrument Date	Mar 8, 2019
Instrument	A1351537
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3818 ALLENDALE AVE DULUTH MN 558031861, DULUTH, MN 55803-1861

Mortgage

Document Number	A1351538
Date	Mar 13, 2019
Instrument	A1351538

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MT 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 3818 Allendale Ave was $6,320 with a homeowner's exemption, up 14.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,320.00 (+14.08%) Homeowner's exemption
2025	$5,540.00 Homeowner's exemption	$492,900 (+19.55%) Land $54,000 Building $438,900	$492,900 (+19.55%) Land $54,000 Building $438,900
2024		$412,300 Land $56,600 Building $355,700	$412,300 Land $56,600 Building $355,700
2023	$4,852.00 Homeowner's exemption
2022		$329,900 Land $65,700 Building $264,200	$329,900 Land $65,700 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3818 Allendale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3818 Allendale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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