38176 Strumbly Pl, Willoughby, OH 44094 Property Records

Lake County property record for 38176 Strumbly Pl, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,959 sqft · built 1989
Lot Size0.176 acres (7,680 sqft)
Owner2 Individual Names on Record
Last Sale$136,000 (Jun 1993)
Tax Bill$8,052 (2023)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-B-048-H-00-016-0

Property Details

APN / Parcel Number

Primary APN27-B-048-H-00-016-0
Alternative APN
  • B 21

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,959 sqft Living Area
1st Floor Area834 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,680 sqft (0.176 acres)
Lot Dimensions120 ft deep x 64 ft wide
Garage Area465 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area132 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberB 21
Street Address38176 STRUMBLY PL
CityWILLOUGHBY
StateOH
Zip44094-6590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOTS 2 GORE TRACT
Legal SubdivisionSTRUMBLY SUBDIVISION
Legal Lot Number16
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1000
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38176 STRUMBLY PL, WILLOUGHBY, OH 44094-6590
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 1993 · Amount on Record
Deed SaleJun 3, 1993 · Amount on Record
Deed Document Number1734
Record UpdatedJun 7, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38176 STRUMBLY PL, WILLOUGHBY, OH 44094-6590
Document Number0000000696
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedFeb 7, 2018
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address38176 STRUMBLY PL WILLOUGHBY OH 440946590, WILLOUGHBY, OH 44094-6590

Mortgage

Document Number0000000696
DateJan 10, 2018
Instrument696
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 9, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,052.00 (+54.46%) Homeowner's exemption$85,050 (-) Land $12,240 Building $72,810
2022$5,213.00 Homeowner's exemption$85,050 Land $12,240 Building $72,810
2021$242,980 Land $34,960 Building $208,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Strumbly Pl

Nearby Streets

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