Horry County property record for 3817 Stern Dr, Conway, SC 29526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,052 sqft · built 1997 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Sep 2017) |
| Tax Bill | $489 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 293-10-02-0011 |
| Primary APN | 293-10-02-0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 64 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1101801020 |
|---|---|
| Street Address | 3817 STERN DR |
| City | CONWAY |
| State | SC |
| Zip | 29526-5366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RZ |
| Legal Description | NORTHLAKE PHASE I; LOT 97 |
| Legal Subdivision | NORTHLAKE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 70701 |
3817 Stern Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Horry County records, as of February 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3817 STERN DR, CONWAY, SC 29526-5366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BK |
| Sep 7, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2017 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on File |
| Deed Sale | Sep 7, 2017 · Amount on File |
| Prior Sale | Mar 17, 2017 · Amount on File |
| Deed Document Number | 0040411075 |
| Deed Book / Page | 4041 / 1075 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 3817 STERN DR, CONWAY, SC 29526-5366 |
| Document Number | 6140/0784 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3817 STERN DR CONWAY SC 295265366, CONWAY, SC 29526-5366 |
| Document Number | 6140/0784 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 006140/000784 |
| Name | ANDERSON BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 15, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 7, 2017 |
| Property Address | 3817 STERN DR, CONWAY, SC 29526-5366 |
| Document Number | 4041/1075 |
| Book / Page | 004041 / 001075 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 104721 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $444.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3817 STEM DR CONWAY SC 29526, CONWAY, SC 29526 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Mar 17, 2017 |
| Property Address | 3817 STERN DR, CONWAY, SC 29526-5366 |
| Document Number | 3995/0687 |
| Book / Page | 003995 / 000687 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 30043 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $329.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3817 STERN DR CONWAY SC 295265366, CONWAY, SC 29526-5366 |
The 2025 property tax bill for 3817 Stern Dr was $489.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $489.00 | $281,676 (-) Land $63,999 Building $217,677 | |
| 2024 | $489.00 (+12.67%) | $11,267 (+104.08%) Land $2,560 Building $8,707 | $281,676 (+98.62%) Land $63,999 Building $217,677 |
| 2023 | $434.00 | $5,521 Land $657 Building $4,864 | $141,820 Land $16,420 Building $125,400 |
| 2021 | $422.00 | $5,673 Land $657 Building $5,016 | $141,820 Land $16,420 Building $125,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3817 Stern Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3817 Stern Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONWAY serves 27,005 people · EPA ID SC2610008 |
|---|---|
| Water Source | Purchased surface water from GRAND STRAND W&SA/BULL CREEK |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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