Chautauqua County and Ellery Town property record for 3817 Rte 430, Bemus Point, NY 14712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 1992 |
| Lot Size | 0.554 acres (24,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jul 2014) |
| Tax Bill | $16,015 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| APN | 063689 333.19-1-28 |
| Primary APN | 063689 333.19-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 24,150 sqft (0.554 acres) |
| Lot Dimensions | 483 ft deep x 50 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,350 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 966 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 3817 ROUTE 430 |
|---|---|
| City | BEMUS POINT |
| State | NY |
| Zip | 14712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | INCLUDES 35-1-34.1; OLD APN: 063689 35-1-32 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | ELLERY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 36902 |
3817 Rte 430 is owned by two individuals who bought it in July 2014.
Source: Chautauqua County and Ellery Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 EAST AVE, BATAVIA, NY 14020-2703 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2014 · Amount on File |
| Deed Sale | Jul 30, 2014 · Amount on File |
| Prior Sale | Dec 2, 2005 · Amount on File |
| Deed Book / Page | 2014 / 4169 |
| Prior Transfer Date | Apr 5, 2012 |
| Prior Transfer Doc | 0000002012/000000233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 3817 ROUTE 430, BEMUS POINT, NY 14712 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021001573 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | MT2021001573 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2026 property tax bill for 3817 Rte 430 was $16,015, up 0.6% from the year before.
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ellery Town |
| Unified School District | Bemus Point Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,015.00 (+0.58%) | ||
| 2025 | $15,922.00 | $535,000 Land $100,000 Building $435,000 | $862,900 Land $161,290 Building $701,610 |
| 2023 | $535,000 (-) Land $100,000 Building $435,000 | $767,600 (+12.77%) Land $143,477 Building $624,123 | |
| 2022 | $535,000 Land $100,000 Building $435,000 | $680,700 Land $127,234 Building $553,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3817 Rte 430; 22 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3817 Rte 430 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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