3817 Pine Cove Rd, Billings, MT 59102 Property Records

Yellowstone County property record for 3817 Pine Cove Rd, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,884 sqft · built 1975
Lot Size	0.26 acres (11,323 sqft)
Owner	2 Individual Names on File
Last Sale	$175,100 (Nov 2012)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C031330`

Property Details

APN / Parcel Number

Primary APN	`000C031330`
Alternative APNs	`03-1032-28-4-04-09-0000` `R0342041` `C031330` `C03133`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,884 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	1,748 sqft
Basement Area	1,364 sqft
Finished Basement	1,136 sqft
Unfinished Basement	228 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,323 sqft (0.26 acres)
View / Lot	Neighborhood / Spot
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	242 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3817 PINE COVE RD
City	BILLINGS
State	MT
Zip	59102-0135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	PALISADES PARK SUBD 2ND FILING, S28, T01 N, R25 E, BLOCK 2, LOT 6, & 10 FT FOR VAC ALLEY
Legal Range	25E
Legal Township	01N
Legal Section	28
Legal Subdivision	PALISADES PARK SUBD 2ND FILING
Legal Block	2
Legal Lot Number	6
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2010
Census Tract	1805

Owner

3817 Pine Cove Rd is owned and occupied by two individuals who bought it in November 2012.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3817 PINE COVE RD, BILLINGS, MT 59102-0135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2012 · Amount on File
Deed Sale	Nov 20, 2012 · Amount on File
Deed Document Number	20123646824
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	0003646824
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3817 PINE COVE RD, BILLINGS, MT 59102-0135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003863966
Date	Oct 1, 2018
Instrument	000003863966

Lender

Name	VALLEY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3817 Pine Cove Rd was $3,039, down 25.4% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,100 (-) Land $108,240 Building $348,860	$457,100 (-) Land $108,240 Building $348,860
2025	$3,039.00 (-25.44%)	$457,100 Land $108,240 Building $348,860	$457,100 Land $108,240 Building $348,860
2024	$4,076.00 (+7.92%)
2023	$3,777.00	$423,300	$423,300 Land $98,325 Building $324,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3817 Pine Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3817 Pine Cove Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20