3817 Perugia Ave, Sebring, FL 33872 Property Records

Highlands County property record for 3817 Perugia Ave, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,191 sqft · built 1979
Lot Size	0.07 acres (3,055 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2023)
Tax Bill	$1,456 (2024)
Deeds & Mortgages	Oct 2023 Sale Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C0448131000016A0`

Property Details

APN / Parcel Number

Primary APN	`C0448131000016A0`
Alternative APN	`C-04-34-28-131-0000-16A0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,015 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,055 sqft (0.07 acres)
Porch	Enclosed Porch
Porch Area	268 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C0448131000016A0
Street Address	3817 PERUGIA AVE
City	SEBRING
State	FL
Zip	33872-2352
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	REPLAT BLK 253 UNIT 13 SUN N LAKE EST SEB PB 12-PG 61 LOT 16A + 1/34 INT IN COMM AREAS TR A-B + UNNUMBER TR -COUNTRY CLUB
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	253
Legal Lot Number	16A
Legal Unit	13
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	3
Census Block	3010
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3817 PERUGIA AVE, SEBRING, FL 33872-2352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2022	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Jan 19, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	2175771
Deed Book / Page	3007 / 124
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 31, 2023
Property Address	3817 PERUGIA AVE, SEBRING, FL 33872-2352
Document Number	0002175771
Book / Page	3007 / 124
Map Reference	MB 12 PG 61
Instrument Date	Oct 20, 2023
Instrument	2175771
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 PTARMIGAN TRL, CANON CITY, CO 81212-9466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W 1749 WHITE LAKE CT, MONTELLO, WI 53949-9458

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3817 PERUGIA AVE, SEBRING, FL 33872-2352
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 PTARMIGAN TRL, CANON CITY, CO 81212-9466

Mortgage

Document Number	0002106848
Date	Jul 25, 2022
Book Page	2921/1
Instrument	2106848

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 29, 2022
Property Address	3817 PERUGIA AVE, SEBRING, FL 33872-2352
Document Number	0002084920
Book / Page	2893 / 1767
Map Reference	MB 12 PG 61
Instrument Date	Mar 18, 2022
Instrument	2084920
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 LAKESHORE DR, 56, CLARKSVILLE, IN 47129-3072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8930, SEBRING, FL 33872-0133

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 19, 2022
Property Address	3817 PERUGIA AVE, SEBRING, FL 33872-2352
Document Number	0002073321
Book / Page	2878 / 576
Map Reference	MB 12 PG 61
Instrument Date	Jan 12, 2022
Instrument	2073321
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$931.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2007 WINGLICID CIRCLE, 2007, LA GRANGE, KY 40031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 PERUGIA AVE, SEBRING, FL 33872-2352

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 27, 2019
Property Address	3817 PERUGIA AVE, SEBRING, FL 33872-2352
Document Number	0001933787
Book / Page	002684 / 000254
Instrument Date	Mar 22, 2019
Instrument	1933787
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2007 WINGFIELD CIR LA GRANGE KY 400319463, LA GRANGE, KY 40031-9463

Mortgage

Document Number	1933788
Date	Mar 27, 2019
Book Page	002684/000256
Instrument	1933788

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,425 (+1.32%)	$138,964 (+3.96%) Land $8,000 Building $130,964
2024	$1,456.00 (-30.67%)
2023	$2,100.00 (+39.07%)	$133,666 (+33.91%) Land $3,500 Building $130,166	$133,666 (+33.91%) Land $3,500 Building $130,166
2022	$1,510.00	$99,815 Land $3,500 Building $96,315	$99,815 Land $3,500 Building $96,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

3817 Perugia Ave, Sebring, FL 33872 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Perugia Ave

Nearby Streets

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