Okeechobee County property record for 3817 NW 37th Ave, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,525 sqft |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | Individual Name on File |
| Last Sale | $303,000 (Jul 2023) |
| Tax Bill | $3,130 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2021 Construction Loan + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 1-05-37-35-0030-00410-0050 |
| Primary APN | 1-05-37-35-0030-00410-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,525 sqft Heated Area |
| Gross Area | 1,975 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,464 sqft (0.355 acres) |
| Lot Dimensions | 125 ft deep x 124 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3817 NW 37TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BASSWOOD, INC. UNIT NO 3 (PLAT BOOK 3 PAGE 37) LOT 5 BLOCK 41 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 05 |
| Legal Subdivision | BASSWOOD 03 |
| Legal Block | 41 |
| Legal Lot Number | 5 |
| Legal Unit | 3 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 910201 |
3817 NW 37th Ave is owned and occupied by an individual who bought it in July 2023.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3817 NW 37TH AVE, OKEECHOBEE, FL 34972-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Oct 28, 2021 | Deed of Trust, Mortgage · Construction Mortgage SHEPHERDS FINANCE LLC |
| Mar 23, 2022 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Prior Sale | Sep 22, 2004 |
| Deed Document Number | 2023008709 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 21, 2023 |
| Property Address | 3817 NW 37TH AVE, OKEECHOBEE, FL 34972-1143 |
| Document Number | 0000008709 |
| Map Reference | MB 3 PG 37 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023008709 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,121.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 881 SW 128TH AVE, OKEECHOBEE, FL 34974-9500 |
| Name | Verified Name |
|---|---|
| Address | 693 NW 21ST LN, OKEECHOBEE, FL 34972-4347 |
| Document Number | 0000008710 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023008710 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0000008711 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023008711 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 3817 NW 37TH AVE, OKEECHOBEE, FL 34972-1143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420B NW 3RD ST, OKEECHOBEE, FL 34972-4129 |
| Document Number | 0000013752 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021013752 |
| Name | SHEPHERDS FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | JACKSONVILLE, FL 32258 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 3817 NW 37TH AVE, OKEECHOBEE, FL 34972-1143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420B NW 3RD ST, OKEECHOBEE, FL 34972-4129 |
| Document Number | 0000003989 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022003989 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | OKEECHOBEE, FL 34974 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3817 NW 37th Ave was $3,130 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,130.00 Homeowner's exemption | $268,924 Land $26,500 Building $242,424 | $268,924 Land $26,500 Building $242,424 |
| 2023 | $287.00 (+21.1%) | $17,500 (+45.83%) Land $17,500 | $17,500 (+45.83%) Land $17,500 |
| 2022 | $237.00 | $12,000 Land $12,000 | $12,000 Land $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3817 NW 37th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 52 (2004–2021) |
| Claims Outside the SFHA | 3 of 52 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3817 NW 37th Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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