3817 Mack Rd, Saginaw, MI 48601 Property Records

Saginaw County property record for 3817 Mack Rd, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 999 sqft · built 1955
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Dec 2022)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-04-4023-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-04-4023-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	212 sqft
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3817 MACK RD
City	SAGINAW
State	MI
Zip	48601-7120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S.100.2 FT.OF N.1135 FT. OF W 1/2 OF W. 1/2 OF SE1/4. ALSO KNOWN AS LOT 16 AND THE N 1/2 OF LOT 17 OF THOMAS GENACKS
Legal Range	05E
Legal Township	11N
Legal Section	04
Legal Subdivision	GENACKS
Legal Lot Number	16-17
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1001
Census Tract	11500

Owner

3817 Mack Rd is owned and occupied by an individual who bought it in December 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3817 MACK RD, SAGINAW, MI 48601-7120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed, Transfer · Conventional Mortgage COPOCO COMMUNITY CU
Dec 16, 2022	Quit Claim Deed, Foreclosure · Conventional Mortgage COPOCO COMMUNITY CU
Feb 10, 2022	Quit Claim Deed, Foreclosure Quitclaim
Jan 27, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Prior Sale	Jan 27, 2022 · Amount on File
Deed Document Number	202231663
Prior Transfer Date	Nov 1, 2022
Prior Transfer Doc	0000031662
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 16, 2022
Property Address	3817 MACK RD, SAGINAW, MI 48601-7120
Document Number	0000031663
Instrument Date	Nov 3, 2022
Instrument	2022031663
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3817 MACK RD, SAGINAW, MI 48601-7120

Mortgage

Document Number	0000031664
Date	Dec 16, 2022
Instrument	2022031664

Lender

Name	COPOCO COMMUNITY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2037

December 2022: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 16, 2022
Property Address	3817 MACK RD, SAGINAW, MI 48601-7120
Document Number	0000031662
Instrument Date	Nov 1, 2022
Instrument	2022031662
Transaction Type	Foreclosure
Record Updated	Dec 30, 2022
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Mortgage

Document Number	0000031664
Date	Dec 16, 2022
Instrument	2022031664

Lender

Name	COPOCO COMMUNITY CU
Type	Credit Union
Address	BAY CITY, MI 48706

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2037

February 2022: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 10, 2022
Property Address	3817 MACK RD, SAGINAW, MI 48601-7120
Document Number	0000003765
Instrument Date	Feb 8, 2022
Instrument	2022003765
Transaction Type	Foreclosure
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

January 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 27, 2022
Property Address	3817 MACK RD, SAGINAW, MI 48601-7120
Document Number	0000002494
Instrument Date	Jan 14, 2022
Instrument	2022002494
Transaction Type	Foreclosure
Record Updated	Feb 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3817 Mack Rd was $1,743 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,100	$100,200
2025	$1,743.00 Homeowner's exemption
2023		$34,100	$68,200
2022	$1,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3817 Mack Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Mar 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3817 Mack Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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