Osceola County property record for 3817 Kyle Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,647 sqft Heated Area |
| Lot Size | 6,142 sqft (0.141 acres) |
| Garage | Finished, 399 sqft |
| Tax Bill | $5,041.00 (2025) |
| Primary APN | 87982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,647 sqft Heated Area |
| Gross Area | 2,082 sqft Gross Area |
| 1st Floor | 1,647 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,142 sqft (0.141 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 399 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 87982 |
|---|---|
| Street Address | 3817 KYLE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7032 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 94 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | CROSS CREEK ESTATES |
| Legal Phase | 2 |
| Legal Tract | 601 |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87982
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 16, 2017 | Loan Modification, Mortgage · Line of Credit GERMAN AM CAP |
| Nov 13, 2017 | Quit Claim Deed, Transfer OS NATIONAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2014 |
| Deed Sale | Nov 18, 2014 |
| Prior Sale | Nov 16, 2012 · Amount on Record |
| Deed Doc Number | 0046970314 |
| Deed Book / Page | 004697 / 000314 |
| Last Transfer Date | Nov 13, 2017 |
| Transfer Doc | 0052372765 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 16, 2017 |
| Property Address | 3817 KYLE DR, SAINT CLOUD, FL 34772-7032 |
| Document Number | 0052401944 |
| Book / Page | 005240 / 001944 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 164242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
| Document Number | 52401944 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 005240/001944 |
| Instrument | 164242 |
| Name | GERMAN AM CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 60 WALL ST # 10TH, NEW YORK, NY 10005-2836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2017 |
| Property Address | 3817 KYLE DR, SAINT CLOUD, FL 34772-7032 |
| Document Number | 0052372765 |
| Book / Page | 005237 / 002765 |
| Instrument Date | Nov 09, 2017 |
| Instrument | 161501 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,041.00 (+12.85%) | $292,000 (+0.41%) Land $65,000 Building $227,000 | $292,000 (+0.41%) Land $65,000 Building $227,000 |
| 2023 | $4,467.00 (+17.24%) | $290,800 (+33.27%) Land $60,000 Building $230,800 | $290,800 (+33.27%) Land $60,000 Building $230,800 |
| 2022 | $3,810.00 | $218,200 Land $55,000 Building $163,200 | $218,200 Land $55,000 Building $163,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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