3817 James Ave, Waco, TX 76711 Property Records

McLennan County property record for 3817 James Ave, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1955
Lot Size	0.375 acres (16,321 sqft)
Owner	Individual Name on File
Last Sale	$71,820 (Sep 2020)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`48-037700-026000-0`

Property Details

APN / Parcel Number

Primary APN	`48-037700-026000-0`
Alternative APNs	`4803770002600000111` `189824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1981
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	16,321 sqft (0.375 acres)
Lot Dimensions	164 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Driveway	Concrete Driveway
Driveway Area	150 sqft
Porch	Open Porch
Porch Area	60 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	3817 JAMES AVE
City	WACO
State	TX
Zip	76711-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SHELBY LOT 14 BLOCK 19 ACRES .3747
Legal Subdivision	SHELBY
Legal Block	19
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4001
Census Tract	4300

Owner

3817 James Ave is owned and occupied by an individual who bought it in September 2020.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3817 JAMES AVE, WACO, TX 76711-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Deed Document Number	202032444
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 15, 2020
Property Address	3817 JAMES AVE, WACO, TX 76711-1737
Document Number	0000032444
Instrument Date	Sep 14, 2020
Instrument	32444
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 JAMES AVE WACO TX 767111737, WACO, TX 76711-1737

Mortgage

Document Number	32445
Date	Sep 15, 2020
Instrument	32445

Lender

Name	LOUIS G & PILAR GARCIA
Address	PO BOX 4133, WACO, TX 76708-0415
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3817 James Ave was $3,759 with a homeowner's exemption, down 2.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,036 (-1.3%) Land $31,336 Building $133,700	$165,036 (-1.3%) Land $31,336 Building $133,700
2025	$3,759.00 (-2.21%)	$167,210 Land $28,400 Building $138,810	$167,210 Land $28,400 Building $138,810
2024	$3,844.00
2023		$161,330 Land $28,400 Building $132,930	$161,330 Land $28,400 Building $132,930
2022	$3,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3817 James Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3817 James Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20