3817 Harding Hwy, Lima, OH 45804 Property Records

Allen County property record for 3817 Harding Hwy, Lima, OH 45804 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,959 sqft · built 1962
Lot Size0.713 acres (31,058 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Mar 2021)
Tax Bill$2,499 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN37-3412-05-021.000

Property Details

APN / Parcel Number

Primary APN37-3412-05-021.000
Alternative APN
  • H2737341205021000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,959 sqft Living Area
Gross Area3,954 sqft
1st Floor Area1,959 sqft
Basement Area1,959 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area31,058 sqft (0.713 acres)
Lot Dimensions207 ft deep x 150 ft wide
Garage TypeBasement
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area66 sqft
Deck Area186 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3817 HARDING HWY
CityLIMA
StateOH
Zip45804-3645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKY CREST HEIGHTS LOTS 22266 E SIDE & 22267 FF 150.00
Legal SubdivisionSKY CREST HEIGHTS
Legal Lot Number22266
JurisdictionALLEN OH
Township / Civil DivisionBATH
Census Block Group3
Census Block3017
Census Tract11301

Owner

Source: Allen County records · APN 37-3412-05-021.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3817 HARDING HWY, LIMA, OH 45804-3645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 07, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 09, 2021Fiduciary Deed, Transfer · FHA Mortgage
WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 09, 2021 · Amount on Record
Deed SaleMar 09, 2021 · Amount on Record
Prior SaleOct 01, 1975 · Amount on Record
Deed Document Number20212941
Deed Book / Page2021 / 2941
Transfer Doc0000002939
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3817 HARDING HWY, LIMA, OH 45804-3645
Transaction TypeMortgage
Record UpdatedJan 18, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 HARDING HWY, LIMA, OH 45804-3645

Mortgage

Document Number1100000226
DateJan 10, 2024
Book Page2024/226
Instrument202401100000226
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term326 Months
DueMar 01, 2051

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address3817 HARDING HWY, LIMA, OH 45804-3645
Transaction TypeMortgage
Record UpdatedNov 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 HARDING HWY, LIMA, OH 45804-3645

Mortgage

Document Number11070012764
DateNov 07, 2022
Book Page2022/12764
Instrument202211070012764
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term340 Months
DueMar 01, 2051

March 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionALLEN OH
Recording DateMar 09, 2021
Property Address3817 HARDING HWY, LIMA, OH 45804-3645
Document Number3090002941
Book / Page2021 / 2941
Map ReferenceMB 9 PG 118
Instrument DateFeb 17, 2021
Instrument202103090002941
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyREPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 HARDING HWY, LIMA, OH 45804-3645

Mortgage

Document Number3090002942
DateMar 09, 2021
Instrument202103090002942
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionBath Township
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,499.00 (-0.64%)$57,370 (-) Land $20,410 Building $36,960$163,900 (-) Land $58,300 Building $105,600
2024$2,515.00 (+12.53%) Homeowner's exemption$57,370 (+15.99%) Land $20,410 Building $36,960$163,900 (+15.99%) Land $58,300 Building $105,600
2023$2,235.00 (-1.19%) Homeowner's exemption$49,460 (-) Land $17,610 Building $31,850
2022$2,262.00 Homeowner's exemption$49,460 Land $17,610 Building $31,850
2021$141,300 Land $50,300 Building $91,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030113013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20

May also be available at this address: Brightspeed, Hanson Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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