3817 Gelding Ln, Olney, MD 20832 Property Records

Montgomery County property record for 3817 Gelding Ln, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,060 sqft · built 1984
Lot Size	0.296 acres (12,911 sqft)
Owner	Individual Name on Record
Last Sale	$406,500 (Sep 2013)
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02272213`

Property Details

APN / Parcel Number

Primary APN	`08-02272213`
Alternative APN	`02272213`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,911 sqft (0.296 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02272213
Street Address	3817 GELDING LN
City	OLNEY
State	MD
Zip	20832-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OLNEY SQUARE
Legal Subdivision	OLNEY SQUARE
Legal Block	H
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	2
Census Block	2003
Census Tract	701312

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3817 GELDING LN, OLNEY, MD 20832-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2013 · Amount on Record
Deed Sale	Sep 17, 2013 · Amount on Record
Prior Sale	Feb 24, 2009 · Amount on Record
Deed Book / Page	47659 / 118
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3817 GELDING LN, OLNEY, MD 20832-1702
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 GELDING LN, OLNEY, MD 20832-1702

Mortgage

Document Number	0611070098
Date	Nov 16, 2020
Book Page	61107/98

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,167 (+2.99%)	$610,700 (+8.98%) Land $284,000 Building $326,700
2025	$3,794.00 (-18.6%)	$560,400 (+15.4%) Land $270,400 Building $290,000	$560,400 (-) Land $270,400 Building $290,000
2023		$485,600	$560,400 Land $270,400 Building $290,000
2022	$4,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880