3817 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 3817 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,776 sqft · built 2021
Lot Size	26 acres (1,132,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,543 (2026)
Deeds & Mortgages	Apr 2021 Construction Loan Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64672`

Property Details

APN / Parcel Number

Primary APN	`64672`
Alternative APN	`1322505`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,776 sqft Finished Area
Upper Floors Area	914 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	1,132,560 sqft (26 acres)

Exterior Amenities

Porch	Slab
Porch Area	670 sqft
Deck Area	100 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1322505
Street Address	3817 FALLSTON RD
City	SHELBY
State	NC
Zip	28150-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26 AC HWY 18
Legal Block	1
Legal Lot Number	198U
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2040
Census Tract	950200

Owner

3817 Fallston Rd is owned and occupied by two individuals.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3817 FALLSTON RD, SHELBY, NC 28150-9273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3817 FALLSTON RD, SHELBY, NC 28150-9273
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 PLEASANTDALE DR, SHELBY, NC 28150-9300

Mortgage

Document Number	0018382912
Date	Apr 20, 2021
Book Page	1838/2912
Instrument	200054057

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	3817 FALLSTON RD, SHELBY, NC 28150-9273
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018581525
Date	Nov 29, 2021
Book Page	1858/1525
Instrument	200064833

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3817 Fallston Rd was $3,543, up 1.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,543.00 (+1.78%)	$684,778 (-) Land $165,250 Building $519,528	$684,778 (-) Land $165,250 Building $519,528
2025	$3,481.00	$684,778 Land $165,250 Building $519,528	$684,778 Land $165,250 Building $519,528
2023		$455,893 Land $118,750 Building $337,143	$455,893 Land $118,750 Building $337,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3817 Fallston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3817 Fallston Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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