3817 Arden Rd, Philippi, WV 26416 Property Records

Barbour County property record for 3817 Arden Rd, Philippi, WV 26416

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,976 sqft · built 2020
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Tax Bill	$242 (2025)
Deeds & Mortgages	Aug 2019 Refinance Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-16-0030.0001`

Property Details

APN / Parcel Number

Primary APN	`09-16-0030.0001`
Alternative APNs	`01-09-16-0030.0001` `00904800`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	65,776 sqft (1.51 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3817 ARDEN RD
City	PHILIPPI
State	WV
Zip	26416-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.51 SUR: MITCHELLS RUN
Legal Subdivision	MITCHELLS RUN
Jurisdiction	BARBOUR WV
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1008
Census Tract	965700

Owner

Source: Barbour County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3817 ARDEN RD, PHILIPPI, WV 26416-7930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BCBANK INC
Jul 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BCBANK INC
Aug 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BCBANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000493358
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARBOUR WV
Property Address	3817 ARDEN RD, PHILIPPI, WV 26416-7930
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000425/289
Date	Aug 28, 2019
Book Page	425/289
Instrument	247502

Lender

Name	BCBANK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARBOUR WV
Property Address	3817 ARDEN RD, PHILIPPI, WV 26416-7930
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0405/0467
Date	Jul 20, 2017
Book Page	0405/0467
Instrument	225933

Lender

Name	BCBANK INC
Type	Bank
Address	PHILIPPI, WV 26416

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 19, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARBOUR WV
Property Address	3817 ARDEN RD, PHILIPPI, WV 26416-7930
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	425/289
Date	Aug 28, 2019
Book Page	425/289
Instrument	247502

Lender

Name	BCBANK INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

Tax Assessment & Valuation

Source: Barbour County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Barbour County
Unified School District	Barbour County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$242.00 (+7.08%)	$36,780 (+5.69%) Land $16,380 Building $20,400	$61,300 Land $27,300 Building $34,000
2023	$226.00	$34,800 Land $16,380 Building $18,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1994–1996)
Most Recent Claim	May 1996 · Flooding, Heavy Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTNUT RIDGE PSD serves 2,744 people · EPA ID WV3300102
Water Source	Purchased surface water from CITY OF PHILIPPI
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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