Lubbock County property record for 3817 51st St, Lubbock, TX 79413
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,438 sqft · built 1965 |
| Lot Size | 0.173 acres (7,576 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | Jun 2019 Loan Modification Jun 2019 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R40244 |
| Primary APN | R40244 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,438 sqft Total Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,576 sqft (0.173 acres) |
| Lot Dimensions | 109 ft deep x 69.5 ft wide |
| Garage Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3817 51ST ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79413-3875 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 0038 |
| Legal Description | SOUTHGATE L 9 |
| Legal Subdivision | SOUTHGATE |
| Legal Lot Number | 90 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1907 |
3817 51st St, a duplex, is owned by two individuals who acquired it in July 2005.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 621 FM 400, WILSON, TX 79381-2162 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2019 | Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA |
| Jun 18, 2019 | Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA |
| Jul 17, 2018 | Loan Modification, Mortgage · Line of Credit FIRSTCAPITAL BK/TX NA |
| Feb 28, 2018 | Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA |
| Mar 8, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FIRSTCAPITAL BK/TX NA |
| Feb 22, 2018 | Loan Modification, Mortgage FIRSTCAPITAL BK/TX NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2005 |
| Deed Sale | Jul 5, 2005 |
| Deed Document Number | 2005-26254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3817 51ST ST, LUBBOCK, TX 79413-3875 |
| Document Number | 0000025798 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162 |
| Document Number | 0000025798 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 25798 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jul 8, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3817 51ST ST, LUBBOCK, TX 79413-3875 |
| Document Number | 0000025796 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162 |
| Document Number | 0000025796 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 25796 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jul 8, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3817 51ST ST, LUBBOCK, TX 79413-3875 |
| Document Number | 0000029839 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162 |
| Document Number | 0000029839 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 29839 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 6, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3817 51ST ST, LUBBOCK, TX 79413-3875 |
| Document Number | 0000008126 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162 |
| Document Number | 0000008126 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 8126 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 7, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 8, 2018 |
| Property Address | 3817 51ST ST, LUBBOCK, TX 79413-3875 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 8127 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162 |
| Document Number | 0000008127 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 8127 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3817 51ST ST, LUBBOCK, TX 79413-3875 |
| Document Number | 0000006501 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 621 FM 400 WILSON TX 793812162, WILSON, TX 79381-2162 |
| Document Number | 0000006501 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 6501 |
| Name | FIRSTCAPITAL BK/TX NA |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79413 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Feb 25, 2028 |
The 2025 property tax bill for 3817 51st St was $2,978, up 8.1% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 (+8.13%) | $168,308 Land $15,985 Building $152,323 | $168,308 Land $15,985 Building $152,323 |
| 2024 | $2,754.00 (+17.24%) | ||
| 2023 | $2,349.00 (-8.21%) | $126,421 Land $15,985 Building $110,436 | $126,421 Land $15,985 Building $110,436 |
| 2022 | $2,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3817 51st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3817 51st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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