Stearns County property record for 3817 38th St, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,596 sqft · built 1987 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,442 (2026) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0774 |
| Primary APN | 82-44152-0774 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 4 Stories |
| Building Area | 1,596 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 385 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3817 38TH ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 5.00A W385.5' OF E1817.12' OF S566.21' OF N2SE4 OLD # 30.19149.076 SECTION 33 TOWNSHIP 124 RANGE 028 30.19149.076 SECTION 33 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 33 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3817 38TH ST, SAINT CLOUD, MN 56301-9318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 9, 2023 |
| Property Address | 3817 38TH ST, SAINT CLOUD, MN 56301-9318 |
| Document Number | 00A1663216 |
| Instrument Date | Nov 1, 2023 |
| Instrument | A1663216 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,442.00 (+32.68%) | $363,400 (-) Land $60,000 Building $303,400 | $363,400 (-) Land $60,000 Building $303,400 |
| 2025 | $363,400 (+12.23%) Land $60,000 Building $303,400 | $363,400 (+12.23%) Land $60,000 Building $303,400 | |
| 2023 | $3,348.00 | $323,800 Land $70,000 Building $253,800 | $323,800 Land $70,000 Building $253,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 80 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
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