38169 Rd 721, Mc Cook, NE 69001 Property Records

Red Willow County property record for 38169 Rd 721, Mc Cook, NE 69001

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,049 sqft · built 1920
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Sep 2026)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4093-27-4-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`4093-27-4-00000-000-0000`
Alternative APN	`000447401`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Attached
Garage Area	1,216 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	264 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	38169 ROAD 721
City	MC COOK
State	NE
Zip	69001-7926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLEMAN PRECINCT 27-4-30 PT SE/4 20 ACRES
Legal Range	30W
Legal Township	04N
Legal Section	27
Jurisdiction	RED WILLOW NE
Township / Civil Division	COLEMAN
Census Block Group	1
Census Block	1050
Census Tract	963100

Owner

Source: Red Willow County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38169 ROAD 721, MC COOK, NE 69001-7926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CHARTER BANK
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CENTRAL BANK MCCOOK
Oct 12, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST CENTRAL BANK MCCOOK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	20261182
Prior Transfer Date	Nov 22, 2017
Prior Transfer Doc	0000001844
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Sep 1, 2026
Property Address	38169 ROAD 721, MC COOK, NE 69001-7926
Document Number	0000001182
Instrument Date	Aug 31, 2026
Instrument	20261182
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	TITLE SERVICES, TITLE SERVICES OF THE PLAINS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,336.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001183,
Date	Sep 1, 2026
Instrument	20261183

Lender

Name	CHARTER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RED WILLOW NE
Property Address	38169 ROAD 721, MCCOOK, NE 69001-7926
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38169 ROAD 721, MCCOOK, NE 69001-7926

Mortgage

Document Number	0202201844
Date	Dec 2, 2022
Instrument	2022-01844

Lender

Name	FIRST CENTRAL BANK MCCOOK
Type	Bank
Address	MC COOK, NE 69001

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Oct 12, 2021
Property Address	38169 ROAD 721, MCCOOK, NE 69001-7926
Document Number	0202101834
Instrument Date	Sep 27, 2021
Instrument	2021-01834
Transaction Type	Construction Loan
Record Updated	Feb 24, 2023
Title Company	MCCOOK ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202101835
Date	Oct 12, 2021
Instrument	2021-01835

Lender

Name	FIRST CENTRAL BANK MCCOOK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,485 (+15.1%) Land $81,500 Building $273,985	$355,485 (+15.1%) Land $81,500 Building $273,985
2025	$2,671.00 (-2.98%)	$308,843 (+23.04%) Land $81,500 Building $227,343	$308,843 (+23.04%) Land $81,500 Building $227,343
2024	$2,753.00 (-14.85%)
2023	$3,233.00	$251,011 Land $47,000 Building $204,011	$251,011 Land $47,000 Building $204,011

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2006–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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