Shelby County property record for 3816 Windermere Rd, Memphis, TN 38128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1994 |
| Lot Size | 0.162 acres (7,069 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $748 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-0071-0-0074 |
| Primary APN | 09-0071-0-0074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Utility Area | 49 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,069 sqft (0.162 acres) |
| Lot Dimensions | 111 ft deep x 70 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3816 WINDERMERE RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38128-5234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ES WINDERMERE DR 92.98 FT N OF RUSSELLWOOD DR |
| Legal Subdivision | TIMBERLAKE SEC B |
| Legal Lot Number | 226 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20524 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3816 WINDERMERE RD, MEMPHIS, TN 38128-5234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 4, 2018 | Loan Modification, Mortgage · Conventional Mortgage BANK OF NY MELLON |
| Jul 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 3, 2017 |
| Transfer Doc | 0000066985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3816 WINDERMERE RD, MEMPHIS, TN 38128-5234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023012468 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 23012468 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3816 WINDERMERE RD, MEMPHIS, TN 38128-5234 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3816 WINDEMERE DR, MEMPHIS, TN 38128 |
| Document Number | 0021113376 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 21113376 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | May 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3816 WINDERMERE RD, MEMPHIS, TN 38128-5234 |
| Document Number | 0000045560 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3816 WINDEMERE DR MEMPHIS TN 38128, MEMPHIS, TN 38128 |
| Document Number | 0000045560 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 45560 |
| Name | BANK OF NY MELLON |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10286 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2048 |
| Rate | 4.12% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 3, 2017 |
| Property Address | 3816 WINDERMERE RD, MEMPHIS, TN 38128-5234 |
| Document Number | 0000066985 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 66985 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3816 WINDERMERE RD MEMPHIS TN 381285234, MEMPHIS, TN 38128-5234 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748.00 (-25.42%) | $27,825 (+68.89%) Land $2,500 Building $25,325 | $111,300 (+68.89%) Land $10,000 Building $101,300 |
| 2023 | $16,475 Land $1,925 Building $14,550 | ||
| 2022 | $1,003.00 | ||
| 2021 | $65,900 Land $7,700 Building $58,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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