1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Wind Dancer Cir

3816 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3816 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,064 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2022)
Tax Bill$5,586.00 (2025)

Property Details

APN / Parcel Number

Primary APN342630009600014290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,064 sqft Heated Area
Gross Area2,547 sqft Gross Area
1st Floor2,064 sqft 1st Floor
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area458 sqft Garage

Exterior Amenities

FenceFence
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3816 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8274
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3C PB 22 PG 146-149 LOT 429
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase3C
Legal Tract96
Legal Block1
Legal Lot Number429
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2037
Census Tract43207

Owner

Source: Osceola County records · APN 342630009600014290

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3816 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 27, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Oct 13, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 13, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2022 · Amount on Record
Deed SaleOct 03, 2022 · Amount on Record
Prior SaleJul 27, 2022 · Amount on Record
Deed Doc Number2022146511
Deed Book / Page6293 / 912
Record RefreshedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2022
Property Address3816 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Document Number0062930912
Book / Page6293 / 912
Map ReferenceMB 22 PG 146-149
Instrument DateSep 23, 2022
Instrument2022146511
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274

Mortgage

Document Number0006293914
DateOct 03, 2022
Instrument6293/914
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 27, 2022
Property Address3816 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Document Number0062581963
Book / Page6258 / 1963
Map ReferenceMB 22 PG 146-149
Instrument DateJul 21, 2022
Instrument2022115299
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,975.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6113 WATERFIELD WAY, 6113, SAINT CLOUD, FL 34771-8846

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3816 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274

Mortgage

Document Number0058112068
DateOct 13, 2020
Book Page5811/2068
Instrument2020137959
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueAug 01, 2048

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3816 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274
Document Number0053940790
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedSep 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 WIND DANCER CIR ST CLOUD FL 347728274, ST CLOUD, FL 34772-8274

Mortgage

Document Number0053940790
DateAug 31, 2018
Book Page005394/000790
Instrument132406
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 30, 2048
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,586.00 (-12.68%) Homeowner's exemption$355,000 (-) Land $78,800 Building $276,200$355,000 (-) Land $78,800 Building $276,200
2023$6,397.00 (+34.65%)$355,000 (+16.09%) Land $63,000 Building $292,000$355,000 (+16.09%) Land $63,000 Building $292,000
2022$4,751.00 Homeowner's exemption$305,800 Land $57,800 Building $248,000$305,800 Land $57,800 Building $248,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 446 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Wind Dancer Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures