Ashtabula County property record for 3816 Wade Ave, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 1998 |
| Lot Size | 1.93 acres (84,463 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (May 2024) |
| Tax Bill | $5,842 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-004-00-041-05 |
| Primary APN | 48-004-00-041-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 624 sqft |
| Basement Area | 475 sqft |
| Family Room | Family Room |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 84,463 sqft (1.93 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 76 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Balcony Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3816 WADE AVE |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T 13 -- 24 |
| Legal Subdivision | SAYBROOK |
| Legal Lot Number | 24 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 603 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3816 WADE AVE, ASHTABULA, OH 44004-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE ANDOVER BANK |
| Sep 25, 2018 | Grant Deed, Transfer · Conventional Mortgage CARDINAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Prior Sale | Sep 25, 2018 · Amount on Record |
| Deed Document Number | 20243874 |
| Deed Book / Page | 818 / 747 |
| Prior Transfer Date | May 9, 2024 |
| Prior Transfer Doc | 0000003874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3816 WADE AVE, ASHTABULA, OH 44004-9433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001548 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 702/1696 |
| Instrument | 202000001548 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | ASHTABULA, OH 44005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 25, 2018 |
| Property Address | 3816 WADE AVE, ASHTABULA, OH 44004-9433 |
| Document Number | 0000009782 |
| Book / Page | 000668 / 001901 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 9782 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | LAWYERS TITLE/CHARDON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3816 WADE AVE ASHTABULA OH 440049433, ASHTABULA, OH 44004-9433 |
| Document Number | 9783 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 000668/001905 |
| Instrument | 9783 |
| Name | CARDINAL CU |
|---|---|
| Address | MENTOR, OH 44060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2048 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,842.00 (+109.02%) | $69,790 (-) Land $10,080 Building $59,710 | $199,400 (-) Land $28,800 Building $170,600 |
| 2023 | $2,795.00 (+3.67%) Homeowner's exemption | $69,790 (+38.55%) Land $10,080 Building $59,710 | $199,400 (+38.57%) Land $28,800 Building $170,600 |
| 2022 | $2,696.00 Homeowner's exemption | $50,370 Land $7,740 Building $42,630 | |
| 2020 | $143,900 Land $22,100 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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