St. Louis County property record for 3816 W 5th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,220 sqft · built 1912 |
| Lot Size | 0.075 acres (3,308 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (Jan 2026) |
| Tax Bill | $1,888 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2140-01650 |
| Primary APN | 010-2140-01650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Gross Area |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 3,308 sqft (0.075 acres) |
| Garage Area | 600 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 108 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 961822 |
|---|---|
| Street Address | 3816 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC LOT 3 BLK 6 SEIBOURN PARK DIV SERIAL # |
| Legal Subdivision | HAZELWOOD PARK DIV OF WEST DUL |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 15800 |
Source: St. Louis County records · APN 010-2140-01650
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12 E 4TH ST, DULUTH, MN 55805-3895 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 20, 2026 | Warranty Deed, Transfer · Commercial Mortgage NORTH SHORE BANK OF COMMERCE |
| Nov 01, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Nov 01, 2022 · Amount on Record |
| Deed Document Number | 20261098388 |
| Prior Transfer Date | Oct 04, 2022 |
| Prior Transfer Doc | 0001063044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 20, 2026 |
| Property Address | 3816 W 5TH ST, DULUTH, MN 55807-1610 |
| Document Number | 0001098388 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 1098388 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 E 4TH ST, DULUTH, MN 55805-3895 |
| Investor | Possibly a Property Investor |
| Document Number | 0001098389 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 1098389 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 15, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 01, 2022 |
| Property Address | 3816 W 5TH ST, DULUTH, MN 55807-1610 |
| Document Number | 0001063044 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 1063044 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | NORTH SHORE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3816 W 5TH ST, DULUTH, MN 55807-1610 |
| Document Number | 0001063045 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 1063045 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 04, 2021 |
| Property Address | 3816 W 5TH ST, DULUTH, MN 55807-1610 |
| Document Number | 0001036111 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 1036111 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3816 W 5TH ST, DULUTH, MN 55807-1610 |
| Document Number | 0001036112 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 1036112 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,888.00 (-16.9%) Homeowner's exemption | ||
| 2025 | $2,272.00 (+22.41%) | $177,600 (+8.03%) Land $8,500 Building $169,100 | $177,600 (+8.03%) Land $8,500 Building $169,100 |
| 2024 | $1,856.00 | $164,400 (+0.8%) Land $9,100 Building $155,300 | $164,400 (+0.8%) Land $9,100 Building $155,300 |
| 2022 | $163,100 Land $9,400 Building $153,700 | $163,100 Land $9,400 Building $153,700 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AirFiber Fixed Wireless | 100 / 20 |
May also be available: Consolidated Communications, Consolidated Telephone Company.
Based on FCC filings for 735 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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