3816 Texas Dr, Laredo, TX 78046 Property Records

Webb County property record for 3816 Texas Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 2020
Lot Size	0.117 acres (5,124 sqft)
Owner	Individual Name on Record
Tax Bill	$1,630 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`950-33004-020`

Property Details

APN / Parcel Number

Primary APN	`950-33004-020`
Alternative APN	`785926`

Interior

Stories	1 Story
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,124 sqft (0.117 acres)
Porch	Open Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	785926
Street Address	3816 TEXAS DR
City	LAREDO
State	TX
Zip	78046-5787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH SUBD. PHASE II BLK 4 LOT 2
Legal Subdivision	R & W RANCH SUBD. PHASE II
Legal Phase	II
Legal Block	4
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3816 TEXAS DR, LAREDO, TX 78046-5787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Apr 7, 2021	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021
Deed Sale	Apr 7, 2021
Deed Document Number	1424404
Deed Book / Page	4994 / 790
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3816 TEXAS DR, LAREDO, TX 78046-5787
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 TEXAS DR, LAREDO, TX 78046-5787

Mortgage

Document Number	005564/890
Date	Nov 27, 2023
Book Page	5564/890
Instrument	1516081

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3816 TEXAS DR, LAREDO, TX 78046-5787
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 TEXAS DR, LAREDO, TX 78046-5787

Mortgage

Document Number	0005434/87
Date	Mar 23, 2023
Book Page	5434/87
Instrument	1495062

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3816 TEXAS DR, LAREDO, TX 78046-5787
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 TEXAS DR, LAREDO, TX 78046-5787

Mortgage

Document Number	005163/140
Date	Dec 1, 2021
Book Page	5163/140
Instrument	1450311

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2051

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 7, 2021
Property Address	3816 TEXAS DR, LAREDO, TX 78046-5787
Document Number	004994/790
Book / Page	4994 / 790
Map Reference	VOL 38 PG 2&3
Instrument Date	Mar 31, 2021
Instrument	1424404
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 S TEXAS AVE, LAREDO, TX 78046-5787

Mortgage

Document Number	0001424405
Date	Apr 7, 2021
Instrument	1424405

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,127 (+17.21%) Land $56,005 Building $217,122	$273,127 (+17.21%) Land $56,005 Building $217,122
2024	$1,630.00 (+11.41%)
2023		$233,033 Land $32,691 Building $200,342	$233,033 Land $32,691 Building $200,342
2022	$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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