3816 Steeplechase Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 3816 Steeplechase Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,538 sqft · built 2000
Lot Size	0.4 acres (17,424 sqft)
Owner	Trust Name on File
Last Sale	$487,500 (Mar 2021)
Tax Bill	$6,978 (2024)
Deeds & Mortgages	Aug 2024 Line of Credit Oct 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-106-028.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-106-028.000-018`
Alternative APNs	`291308106028000034` `1713080106028000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,538 sqft Living Area
Gross Area	8,906 sqft
1st Floor Area	3,190 sqft
Attic	Attic
Attic Area	842 sqft
Basement Area	3,190 sqft
Finished Basement	2,348 sqft
Unfinished Basement	842 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	158 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,684 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3816 STEEPLECHASE DR
City	CARMEL
State	IN
Zip	46032-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 8, TOWNSHIP 17, RANGE 3, HUNTERSFIELD, LOT 28
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	HUNTERSFIELD
Legal Lot Number	28
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	111103

Owner

3816 Steeplechase Dr is owner-occupied and held in a trust since October 2021.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Trust Name on File
Mailing Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 27, 2021	Intrafamily Transfer, Transfer
Mar 29, 2021	Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	202124198
Last Transfer Date	Oct 27, 2021
Transfer Doc	2021077842
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029927
Date	Aug 14, 2024
Instrument	2024029927

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Oct 27, 2021
Property Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Document Number	2021077842
Map Reference	DOC 94-36476
Instrument Date	Oct 27, 2021
Instrument	2021077842
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Investor	Possibly a Property Investor

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 29, 2021
Property Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Document Number	2021024198
Map Reference	DOC 94-36476
Instrument Date	Mar 24, 2021
Instrument	2021024198
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513

Mortgage

Document Number	2021024199
Date	Mar 29, 2021
Instrument	2021024199

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051714
Date	Oct 17, 2019
Instrument	2019051714

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068302
Date	Sep 28, 2020
Instrument	2020068302

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 16, 2018
Property Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513
Document Number	2018038097
Map Reference	DOC94-36476
Instrument Date	Aug 10, 2018
Instrument	2018038097
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ATA NATL TITLE GROUP OF IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 STEEPLECHASE DR, CARMEL, IN 46032-8513

Mortgage

Document Number	2018038098
Date	Aug 16, 2018
Instrument	2018038098

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$748,300 (+22.05%) Land $171,600 Building $576,700	$748,300 (+22.05%) Land $171,600 Building $576,700
2024	$6,978.00 (+2.09%)	$613,100 (-) Land $171,600 Building $441,500	$613,100 (-) Land $171,600 Building $441,500
2023	$6,835.00 (+0.32%) Homeowner's exemption	$613,100 (+3.3%) Land $171,600 Building $441,500	$613,100 (+3.3%) Land $171,600 Building $441,500
2022	$6,813.00 Homeowner's exemption	$593,500 Land $100,300 Building $493,200	$593,500 Land $100,300 Building $493,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3816 Steeplechase Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3816 Steeplechase Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity, Xiber.

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