Monroe County property record for 3816 S Pepper Chase, Bloomington, IN 47401
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1985 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,400 (Nov 2005) |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-18610-77 |
| Primary APN | 015-18610-77 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-18610-77 |
|---|---|
| Street Address | 3816 S PEPPER CHASE |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8426 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MEADOW RDGE VLGE S3 PH1 L18 |
| Legal Subdivision | MEADOW RIDGE VILLAGE |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1002 |
3816 S Pepper Chase, a condominium, is owned and occupied by an individual who bought it in November 2005.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3816 S PEPPER CHASE, BLOOMINGTON, IN 47401-8426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Sep 7, 2018 | Deed of Trust, Mortgage · FHA Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2005 · Amount on File |
| Deed Sale | Nov 1, 2005 · Amount on File |
| Deed Document Number | 200522050 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3816 S PEPPER CHASE, BLOOMINGTON, IN 47401-8426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021006860 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021006860 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3816 S PEPPER CHASE, BLOOMINGTON, IN 47401-8426 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018012368 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 2018012368 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 3816 S Pepper Chase was $1,810, down 5.8% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,810.00 (-5.83%) | $210,900 Land $65,000 Building $145,900 | $210,900 Land $65,000 Building $145,900 |
| 2024 | $1,922.00 | ||
| 2023 | $200,800 (+12.37%) Land $57,500 Building $143,300 | $200,800 (+12.37%) Land $57,500 Building $143,300 | |
| 2022 | $1,646.00 | $178,700 Land $50,000 Building $128,700 | $178,700 Land $50,000 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3816 S Pepper Chase in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3816 S Pepper Chase has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigabitNow, T-Mobile.
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