3816 Riverside Trl, Temple, TX 76502 Property Records

Bell County property record for 3816 Riverside Trl, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,627 sqft · built 1984
Lot Size0.853 acres (37,200 sqft)
OwnerIndividual Name on Record
Tax Bill$1,672 (2023)
Deeds & MortgagesNov 2018 Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN0440350503

Property Details

APN / Parcel Number

Primary APN0440350503
Alternative APNs
  • 127461
  • 707732

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,627 sqft Living Area
1st Floor Area1,627 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area37,200 sqft (0.853 acres)
Garage TypeMixed
Garage Area500 sqft
CarportCarport
Carport Area1,110 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number707732
Street Address3816 RIVERSIDE TRL
CityTEMPLE
StateTX
Zip76502-5924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0005BC N CHANCE, 65-5-2, ACRES .854 65-5-2,
Legal SubdivisionN CHANCE
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1032
Census Tract21203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3816 RIVERSIDE TRL, TEMPLE, TX 76502-5924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2018Deed of Trust, Mortgage
TEMPLE SANTA FE COMMUNITY CU
Oct 29, 2019Warranty Deed, Transfer
MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2009
Deed SaleOct 1, 2009
Deed Document Number00037903
Record UpdatedJun 7, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address3816 RIVERSIDE TRL, TEMPLE, TX 76502-5924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048262
DateNov 20, 2018
Instrument2018-00048262
Lender
NameTEMPLE SANTA FE COMMUNITY CU
TypeCredit Union
AddressTEMPLE, TX 76504
Agreement
AmountAmount Recorded
Term121 Months
DueDec 5, 2028

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateOct 29, 2019
Property Address3816 RIVERSIDE TRL, TEMPLE, TX 76502-5924
Document Number0000049739
Instrument DateOct 25, 2019
Instrument49739
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 RIVERSIDE TRL TEMPLE TX 765025924, TEMPLE, TX 76502-5924

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,672.00 (-30.19%) Homeowner's exemption$256,943 Land $34,783 Building $222,160$256,943 Land $34,783 Building $222,160
2022$2,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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