3816 Ridgetop Ln, Plano, TX 75074 Property Records

Collin County property record for 3816 Ridgetop Ln, Plano, TX 75074

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,720 sqft · built 1970
Lot Size2.89 acres (126,193 sqft)
OwnerIndividual Name on Record
Tax Bill$3,538 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APNR-6173-000-0040-1

Property Details

APN / Parcel Number

Primary APNR-6173-000-0040-1
Alternative APN
  • 355993

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,720 sqft Living Area
1st Floor Area2,720 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area126,193 sqft (2.89 acres)
Garage TypeCarport
Garage Area575 sqft
CarportCarport
Carport Area714 sqft
Parking Spaces4 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchCovered Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number355993
Street Address3816 RIDGETOP LN
CityPLANO
StateTX
Zip75074-7718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeED
Legal DescriptionABS A0173 JOHN CAHILL SURVEY, TRACT 4, 2.897 ACRES
Legal SubdivisionJOHN CAHILL SURVEY
Legal Tract4
Legal Lot Number4
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group3
Census Block3006
Census Tract31324

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3816 RIDGETOP LN, PLANO, TX 75074-7718
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 30, 2020
Transfer Doc0000132620
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3816 RIDGETOP LN, PLANO, TX 75074-7718
Transaction TypeMortgage
Record UpdatedFeb 27, 2024
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 RIDGETOP LN, PLANO, TX 75074-7718
InvestorPossibly a Property Investor

Mortgage

Document Number2024000015606
DateFeb 12, 2024
Instrument2024000015606
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIN TX
Recording DateJan 30, 2020
Property Address3816 RIDGETOP LN, PLANO, TX 75074-7718
Document Number0000132620
Instrument DateJan 29, 2020
Instrument132620
Transaction TypeTransfer
Record UpdatedFeb 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 RIDGETOP LN PLANO TX 750747718, PLANO, TX 75074-7718

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$991,486 (+35.1%) Land $376,610 Building $614,876$991,486 (+35.1%) Land $376,610 Building $614,876
2024$3,538.00 (-45.43%)
2023$733,905 Land $275,215 Building $458,690$733,905 Land $275,215 Building $458,690
2022$6,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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