Buchanan County property record for 3816 Powers Dr, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,332 sqft · built 1953 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,164 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Jan 2020 Mortgage + 2 more |
| APN | 06-6.0-23-002-001-027.001 |
| Primary APN | 06-6.0-23-002-001-027.001 |
|---|
| Building Area | 1,332 sqft Base Area |
|---|---|
| 1st Floor Area | 1,332 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 102 ft deep x 119 ft wide |
| Street Address | 3816 POWERS DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SCOTTY'S SHERWOOD FOREST LOT:2 BLK:0LGL DESC: LLA 2/88/2006 & E 115.96' L 2 |
| Legal Subdivision | SCOTTYS SHERWOOD FOREST |
| Legal Lot Number | 2 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1700 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3816 POWERS DR, SAINT JOSEPH, MO 64503-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Beneficiary Deed, Transfer |
| Jan 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit ACADEMY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2008 |
| Deed Sale | Nov 7, 2008 |
| Deed Document Number | 200814114 |
| Deed Book / Page | 3109 / 562 |
| Last Transfer Date | Sep 19, 2025 |
| Transfer Doc | 0003812/82 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Oct 2, 2025 |
| Property Address | 3816 POWERS DR, SAINT JOSEPH, MO 64503-1652 |
| Document Number | 0003812/82 |
| Book / Page | 3812 / 82 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025008142 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3816 POWERS DR, SAINT JOSEPH, MO 64503-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003745/49 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 3745/49 |
| Instrument | 2020000180 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3816 POWERS DR, SAINT JOSEPH, MO 64503-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3816 POWERD DR, SAINT JOSEPH, MO 64503-1652 |
| Document Number | 003762/688 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 3762/688 |
| Instrument | 2021005348 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3816 POWERS DR, SAINT JOSEPH, MO 64503-1652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3816 POWERS DR, SAINT JOSEPH, MO 64503-1652 |
| Document Number | 003768/446 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 3768/446 |
| Instrument | 2021011145 |
| Name | ACADEMY BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,164.00 | $16,230 (+6.08%) Land $2,850 Building $13,380 | $85,430 (+6.11%) Land $15,000 Building $70,430 |
| 2024 | $1,164.00 (+15.71%) | $15,300 (-) Land $2,850 Building $12,450 | |
| 2023 | $1,006.00 (-0.69%) | $15,300 (-) Land $2,850 Building $12,450 | $80,510 (-) Land $15,000 Building $65,510 |
| 2022 | $1,013.00 | $15,300 Land $2,850 Building $12,450 | |
| 2021 | $80,510 Land $15,000 Building $65,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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