3816 Pinnacle Ct, Willoughby, OH 44094 Property Records

Lake County property record for 3816 Pinnacle Ct, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,282 sqft · built 2012
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$369,500 (Dec 2023)
Tax Bill$10,365 (2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-032-H-00-072-0

Property Details

APN / Parcel Number

Primary APN27-A-032-H-00-072-0
Alternative APN
  • 1

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,282 sqft Living Area
Gross Area2,442 sqft
1st Floor Area956 sqft
Basement Area160 sqft
Unfinished Basement160 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area14,375 sqft (0.33 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck Area190 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1
Street Address3816 PINNACLE CT
CityWILLOUGHBY
StateOH
Zip44094-7885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TRACT 4
Legal SubdivisionTHE RESERVES OF WILLOUGHBY
Legal Tract4
Legal Lot Number72
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2007
Census Tract201500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3816 PINNACLE CT, WILLOUGHBY, OH 44094-7885
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2017Warranty Deed, Transfer · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleOct 4, 2017 · Amount on Record
Deed Document Number486450
Record UpdatedJun 7, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateDec 28, 2023
Property Address3816 PINNACLE CT, WILLOUGHBY, OH 44094-7885
Document Number0000025790
Map ReferenceVOL 55 PG 17
Instrument DateDec 21, 2023
Instrument2023R025790
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2160 SUPERIOR AVE E, CLEVELAND, OH 44114-2102

Mortgage

Document Number0000025808
DateDec 28, 2023
Instrument2023R025808
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateOct 4, 2017
Property Address3816 PINNACLE CT, WILLOUGHBY, OH 44094-7885
Document Number0000026658
Map ReferenceVOL55 PG17
Instrument DateOct 3, 2017
Instrument2017R026658
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyCLEVELAND HOME TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 PINNACLE CT, WILLOUGHBY, OH 44094-7885

Mortgage

Document Number0000026659
DateOct 4, 2017
Instrument2017R026659
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$10,365.00 (+54.7%) Homeowner's exemption$109,480 (-) Land $22,160 Building $87,320
2022$6,700.00 Homeowner's exemption$109,480 Land $22,160 Building $87,320
2021$312,810 Land $63,320 Building $249,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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