3816 Niagara St, Wayne, MI 48184 Property Records

Wayne County property record for 3816 Niagara St, Wayne, MI 48184

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,072 sqft · built 1943
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Jul 2020)
Tax Bill$1,959 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN55 021 01 0517 000

Property Details

APN / Parcel Number

Primary APN55 021 01 0517 000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,072 sqft Living Area
1st Floor Area715 sqft
Basement Area715 sqft
Unfinished Basement715 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions135 ft deep x 43 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3816 NIAGARA ST
CityWAYNE
StateMI
Zip48184-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34A517 LOT 517 AVONDALE SUB NO. 2 T2S R9E L58 P26 WCR
Legal SubdivisionAVONDALE NO 2
Legal Lot Number517
JurisdictionWAYNE MI
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2009
Census Tract566900

Owner

Source: Wayne County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3816 NIAGARA ST, WAYNE, MI 48184-1960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 23, 2020Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Aug 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2020 · Amount on Record
Deed SaleJul 23, 2020 · Amount on Record
Prior SaleJan 9, 2008 · Amount on Record
Deed Document Number2020212151
Deed Book / Page55918 / 1020
Prior Transfer DateDec 7, 2006
Prior Transfer Doc0463850832
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address3816 NIAGARA ST, WAYNE, MI 48184-1960
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyNOT AVAILABLE, CENTURIAN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address33210 FRANKLIN ST, WAYNE, MI 48184-2721

Mortgage

Document Number0565630077
DateMar 30, 2021
Book Page56563/77
Instrument2021118837
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueAug 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateJul 23, 2020
Property Address3816 NIAGARA ST, WAYNE, MI 48184-1960
Document Number0559181020
Book / Page55918 / 1020
Map ReferenceLB 58 PG 26
Instrument DateJul 14, 2020
Instrument2020212151
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyFNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$963.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30708 BEVERLY RD, 30708, ROMULUS, MI 48174-2056

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 NIAGARA ST, WAYNE, MI 48184-1960

Mortgage

Document Number559181022
DateJul 23, 2020
Instrument55918/1022
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateAug 4, 2017
Property Address3816 NIAGARA ST, WAYNE, MI 48184-1960
Document Number0538711044
Book / Page053871 / 001044
Instrument DateJun 30, 2017
Instrument269389
Transaction TypeTransfer
Record UpdatedAug 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30708 BEVERLY RD ROMULUS MI 481742056, ROMULUS, MI 48174-2056

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityWayne City
Unified School DistrictWayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,959.00 (-11.24%) Homeowner's exemption$56,100 (+29.86%)$112,200 (+29.86%)
2023$2,207.00 (+22.75%) Homeowner's exemption$43,200$86,400
2019$1,798.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAYNE
serves 17,713 people · EPA ID MI0006950
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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