3816 Horton Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3816 Horton Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,269 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$264,000 (Mar 2014)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0054-003-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0054-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	3816 HORTON LN
City	CARMICHAEL
State	CA
Zip	95608-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 RD-20
Legal Description	HORTON TRACT, LOT 2
Legal Subdivision	HORTON TRACT
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7602

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2014 · Amount on Record
Deed Sale	Mar 24, 2014 · Amount on Record
Prior Sale	Jun 20, 2012 · Amount on Record
Deed Book / Page	20140324 / 945
Prior Transfer Date	Jan 25, 2012
Prior Transfer Doc	0000000119
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325

Mortgage

Document Number	0000000862
Date	Jul 29, 2021
Instrument	202107290862

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325

Mortgage

Document Number	2021102201260
Date	Oct 22, 2021
Instrument	2021102201260

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325

Mortgage

Document Number	7290000000862
Date	Jul 29, 2021
Book Page	20210729/862

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3816 HORTON LN, CARMICHAEL, CA 95608-2325
Document Number	2101051239
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 HORTON LN CARMICHAEL CA 956082325, CARMICHAEL, CA 95608-2325

Mortgage

Document Number	2101051239
Date	Jan 5, 2021
Instrument	2101051239

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,085 (+2%) Land $100,023 Building $230,062
2025	$3,921.00 (+2.16%)	$323,613 (+4.04%) Land $98,062 Building $225,551
2024	$3,838.00 (+1.62%)
2023	$3,777.00 (+2.03%)	$311,049 Land $94,255 Building $216,794
2022	$3,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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