McLennan County property record for 3816 Ethel Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 877 sqft · built 1940 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $642 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-033700-011000-9 |
| Primary APN | 48-033700-011000-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 877 sqft Living Area |
| 1st Floor Area | 877 sqft |
| Flooring | Carpet |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3816 ETHEL AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PRINCESS PLACE LOT 5 BLOCK 7 ACRES .1894 |
| Legal Subdivision | PRINCESS PLACE |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2700 |
3816 Ethel Ave is owned and occupied by an individual who acquired it in September 2023.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3816 ETHEL AVE, WACO, TX 76707-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BANK |
| Sep 29, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2023 |
| Transfer Doc | 0000030821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3816 ETHEL AVE, WACO, TX 76707-1634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3816 ETHEL AVE, WACO, TX 76707-1634 |
| Document Number | 0000002181 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026002181 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 29, 2023 |
| Property Address | 3816 ETHEL AVE, WACO, TX 76707-1634 |
| Document Number | 0000030821 |
| Map Reference | VOL 245 PG 466 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023030821 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 618 N 59TH ST, WACO, TX 76710-5602 |
| Name | Verified Name |
|---|---|
| Address | 3816 ETHEL AVE, WACO, TX 76707-1634 |
The 2025 property tax bill for 3816 Ethel Ave was $642 with a homeowner's exemption, up 16.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,006 (+1%) | $116,683 (+26.49%) Land $24,008 Building $92,675 | |
| 2025 | $642.00 (+16.3%) Homeowner's exemption | $68,187 Land $21,780 Building $70,470 | $92,250 Land $21,780 Building $70,470 |
| 2024 | $552.00 | ||
| 2023 | $91,560 Land $21,780 Building $69,780 | $91,560 Land $21,780 Building $69,780 | |
| 2022 | $496.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3816 Ethel Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3816 Ethel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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