3816 E Oak Grove Rd, Byron, IL 61010 Property Records

Ogle County property record for 3816 E Oak Grove Rd, Byron, IL 61010

Property Summary

Property TypeRural Home
Details1,562 sqft · built 1909
Lot Size6.95 acres (302,742 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2017)
Tax Bill$5,504 (2025)
Deeds & MortgagesAug 2017 Mortgage
Apr 2020 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN05-07-400-008

Property Details

APN / Parcel Number

Primary APN05-07-400-008

Interior

Stories1 Story
Building Area1,562 sqft Living Area
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Lot Area302,742 sqft (6.95 acres)

Location & Zoning

Street Address3816 E OAK GROVE RD
CityBYRON
StateIL
Zip61010-9624
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT SE4 EASEMENT; 09-10754 DED ROW 1203054
Legal SubdivisionOAK WOODS
JurisdictionOGLE IL
Township / Civil DivisionBYRON
Census Block Group2
Census Block2074
Census Tract960700

Owner

3816 E Oak Grove Rd, a rural home, is owned and occupied by an individual who acquired it in July 2017.

Source: Ogle County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOLCOMB STATE BANK
Apr 3, 2020Deed of Trust, Mortgage
NORTHERN IL CMNTY DEV CORP
Jul 26, 2019Loan Modification, Mortgage · Line of Credit
HOLCOMB BK
Jul 26, 2019Loan Modification, Mortgage · Line of Credit
HOLCOMB BK
Dec 21, 2018Loan Modification, Mortgage · Line of Credit
HOLCOMB BK
Apr 26, 2018Trustee's Deed, Construction Loan · Line of Credit
HOLCOMB BK
Apr 16, 2018Deed of Trust, Mortgage
HOLCOMB BK
Jul 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2017 · Amount on File
Deed SaleJul 21, 2017 · Amount on File
Deed Document Number20174230
Last Transfer DateJul 27, 2017
Transfer Doc0000004323
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004947
DateAug 28, 2017
Instrument201704947
Lender
NameHOLCOMB STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueAug 8, 2022
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Document Number0000003129
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 E OAK GROVE RD BYRON IL 610109624, BYRON, IL 61010-9624

Mortgage

Document Number0000003129
DateMay 21, 2020
Instrument3129
Lender
NameNORTHERN IL CMNTY DEV CORP
Address120 W STATE ST # 306, ROCKFORD, IL 61101-1199
Agreement
AmountAmount on Record
Term24 Months
DueMay 20, 2022

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOGLE IL
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Document Number0000004594
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedSep 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1410 PINES RD OREGON IL 610619620, OREGON, IL 61061-9620

Mortgage

Document Number0000004594
DateAug 20, 2019
Instrument4594
Lender
NameHOLCOMB BK
AddressROCHELLE, IL 61068
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 19, 2024
Interest
Rate TypeAdjustable Rate

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOGLE IL
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Document Number0000004593
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedSep 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 PINES RD OREGON IL 610619620, OREGON, IL 61061-9620

Mortgage

Document Number0000004593
DateAug 20, 2019
Instrument4593
Lender
NameHOLCOMB BK
AddressROCHELLE, IL 61068
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 19, 2024
Interest
Rate TypeAdjustable Rate

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOGLE IL
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Document Number0000000424
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 PINES RD OREGON IL 610619620, OREGON, IL 61061-9620

Mortgage

Document Number0000000424
DateJan 24, 2019
Instrument424
Lender
NameHOLCOMB BK
AddressROCHELLE, IL 61068
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJan 23, 2020
Interest
Rate TypeAdjustable Rate

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOGLE IL
Recording DateApr 26, 2018
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Instrument DateApr 16, 2018
Instrument2197
Transaction TypeConstruction Loan
Record UpdatedMay 4, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 PINES RD OREGON IL 610619620, OREGON, IL 61061-9620

Mortgage

Document Number0000002197
DateApr 26, 2018
Instrument2197
Lender
NameHOLCOMB BK
AddressHOLCOMB, IL 61043
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueApr 25, 2019
Interest
Rate TypeAdjustable Rate

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Document Number0000002196
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedMay 4, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 PINES RD OREGON IL 610619620, OREGON, IL 61061-9620

Mortgage

Document Number0000002196
DateApr 26, 2018
Instrument2196
Lender
NameHOLCOMB BK
AddressHOLCOMB, IL 61043
Agreement
AmountAmount on Record
Term60 Months
DueApr 25, 2023

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOGLE IL
Recording DateJul 27, 2017
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Document Number0000004323
Instrument DateJul 27, 2017
Instrument4323
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3816 E OAK GROVE RD BYRON IL 610109624, BYRON, IL 61010-9624

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJul 21, 2017
Property Address3816 E OAK GROVE RD, BYRON, IL 61010-9624
Document Number0000004230
Instrument DateJul 11, 2017
Instrument4230
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 E IL ROUTE 72 LEAF RIVER IL 610479623, LEAF RIVER, IL 61047-9623

Tax Assessment & Valuation

The 2025 property tax bill for 3816 E Oak Grove Rd was $5,504.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,504.00$81,537 Land $10,524 Building $71,013
2023$64,244 Land $8,795 Building $55,449
2022$3,921.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3816 E Oak Grove Rd in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims40 (1994–2017)
Claims Outside the SFHA4 of 40
Most Recent ClaimJan 2017 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3816 E Oak Grove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AaroBand
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
50 / 10
AT&T
Fixed Wireless
25 / 3

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