3816 E Ermina Ave, Spokane, WA 99217 Property Records

Spokane County property record for 3816 E Ermina Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1954
Lot Size	0.165 acres (7,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Sep 2023)
Tax Bill	$2,874 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35104.0503`

Property Details

APN / Parcel Number

Primary APN	`35104.0503`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	956 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	956 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,182 sqft (0.165 acres)
Lot Dimensions	114 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Deck Area	278 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3816 E ERMINA AVE
City	SPOKANE
State	WA
Zip	99217-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DR L3 B5
Legal Subdivision	UPRIVER DRIVE ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3048
Census Tract	14400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3816 E ERMINA AVE, SPOKANE, WA 99217-7220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · FHA Mortgage PENRITH HOME LOANS LLC
May 31, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
May 31, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	May 31, 2023 · Amount on Record
Deed Document Number	20237308380
Prior Transfer Date	May 24, 2023
Prior Transfer Doc	0007287389
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 15, 2023
Property Address	3816 E ERMINA AVE, SPOKANE, WA 99217-7220
Document Number	0007308380
Map Reference	VOL 3 PG 19
Instrument Date	Sep 13, 2023
Instrument	7308380
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,917.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 E ERMINA AVE, SPOKANE, WA 99217-7220

Mortgage

Document Number	0007308381
Date	Sep 15, 2023
Instrument	7308381

Lender

Name	PENRITH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0007308382
Date	Sep 15, 2023
Instrument	7308382

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2023
Property Address	3816 E ERMINA AVE, SPOKANE, WA 99217-7220
Document Number	0007287389
Map Reference	VOL 3 PG 19
Instrument Date	May 30, 2023
Instrument	7287389
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2023
Property Address	3816 E ERMINA AVE, SPOKANE, WA 99217-7220
Document Number	0007287373
Map Reference	VOL 3 PG 19
Instrument Date	May 24, 2023
Instrument	7287373
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,874.00 (+3.34%)	$310,200 (+10.59%) Land $80,000 Building $230,200	$310,200 (+10.59%) Land $80,000 Building $230,200
2025	$2,781.00 (+13.09%)	$280,500 (+11.75%) Land $80,000 Building $200,500	$280,500 (+11.75%) Land $80,000 Building $200,500
2024	$2,459.00	$251,000 (+44.42%) Land $75,000 Building $176,000	$251,000 (+44.42%) Land $75,000 Building $176,000
2023	$2,459.00 (+17.77%)	$173,800 Land $45,000 Building $128,800	$173,800 Land $45,000 Building $128,800
2022	$2,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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