3816 Cedar Rdg Dr, Norman, OK 73072 Property Records

Cleveland County property record for 3816 Cedar Rdg Dr, Norman, OK 73072

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 1,531 sqft · built 1980
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Tax Bill$1,292 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNNC29CEDRD 1 42001

Property Details

APN / Parcel Number

Primary APNNC29CEDRD 1 42001
Alternative APN
  • 28878

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,531 sqft Total Area
1st Floor Area1,213 sqft
2nd Floor Area318 sqft
Attic Area98 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleDuplex Single
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area440 sqft
PorchPorch
Porch Area242 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number28878
Old Parcel Number28878
Street Address3816 CEDAR RIDGE DR
CityNORMAN
StateOK
Zip73072-4623
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionCEDAR RIDGE LOT 42 BLK 1
Legal Range03W
Legal Township09N
Legal Section27
Legal QuarterSE
Legal SubdivisionCEDAR RIDGE
Legal Block1
Legal Lot Number42
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3000
Census Tract201512

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3816 CEDAR RIDGE DR, NORMAN, OK 73072-4623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2025
Deed SaleJun 10, 2025
Deed Document Number0006815132
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Recording DateSep 24, 2026
Property Address3816 CEDAR RIDGE DR, NORMAN, OK 73072-4623
Document Number0000028842
Book / Page7026 / 771
Instrument DateSep 18, 2026
Instrument202628842
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address3816 CEDAR RIDGE DR, NORMAN, OK 73072-4623

Mortgage

Document Number0000028842,
DateSep 24, 2026
Book Page7026/771
Instrument202628842
Lender
NameARVEST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueOct 1, 2051
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,292.00 Homeowner's exemption$11,769 (-) Land $2,620 Building $9,149$180,333 (+3.24%) Land $40,147 Building $140,186
2023$1,292.00 Homeowner's exemption$11,769 Land $1,953 Building $9,816$174,678 Land $28,999 Building $145,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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