3816 2nd St NW, Rochester, MN 55901 Property Records

Olmsted County property record for 3816 2nd St NW, Rochester, MN 55901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 875 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Oct 2020)
Tax Bill	$3,164 (2026)
Deeds & Mortgages	Mar 2022 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.32.44.004528`

Property Details

APN / Parcel Number

Primary APN	`74.32.44.004528`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft
Basement Area	875 sqft
Finished Basement	788 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3816 2ND ST NW
City	ROCHESTER
State	MN
Zip	55901-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-107 RANGE-014 COUNTRY CLUB MANOR 8TH SUB-TOR LOT-003 BLOCK-002 LOT 3 BLK 2
Legal Range	14
Legal Township	107
Legal Section	32
Legal Subdivision	COUNTRY CLUB MANOR 8TH SUB-TORRENS
Legal Block	2
Legal Lot Number	3
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1003
Census Tract	1302

Owner

3816 2nd St NW is owned and occupied by an individual who bought it in October 2020.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3816 2ND ST NW, ROCHESTER, MN 55901-8427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Intrafamily Transfer, Transfer
Oct 19, 2020	Deed, Transfer · Conventional Mortgage BELL BANK
Jul 17, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Deed Document Number	2020152667
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	T151901
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Mar 7, 2022
Property Address	3816 2ND ST NW, ROCHESTER, MN 55901-8427
Document Number	000T156899
Instrument Date	Feb 25, 2022
Instrument	T-156899
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 2ND ST NW, ROCHESTER, MN 55901-8427

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OLMSTED MN
Recording Date	Oct 19, 2020
Property Address	3816 2ND ST NW, ROCHESTER, MN 55901-8427
Document Number	T152667
Instrument Date	Sep 11, 2020
Instrument	T-152667
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3816 2ND ST NW, ROCHESTER, MN 55901-8427

Mortgage

Document Number	T152668
Date	Oct 19, 2020
Instrument	T-152668

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 17, 2020
Property Address	3816 2ND ST NW, ROCHESTER, MN 55901-8427
Document Number	T151901
Instrument Date	Jul 2, 2020
Instrument	T-151901
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3816 2nd St NW was $3,164 with a homeowner's exemption, up 1.9% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,164.00 (+1.93%) Homeowner's exemption
2025	$3,104.00 Homeowner's exemption	$220,500 (-8.96%) Land $36,000 Building $184,500	$245,000 (+1.16%) Land $40,000 Building $205,000
2024		$242,200 Land $40,000 Building $202,200	$242,200 Land $40,000 Building $202,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3816 2nd St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3816 2nd St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Minnesota WiFi.

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