3815 Watson Rd, Brandywine, MD 20613 Property Records

Charles County property record for 3815 Watson Rd, Brandywine, MD 20613

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,497 sqft · built 2025
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Oct 2025)
Tax Bill	$1,317 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-007504`

Property Details

APN / Parcel Number

Primary APN	`09-007504`
Alternative APNs	`9007504` `007504`

Interior

Full Baths	5 Baths
Building Area	5,497 sqft Living Area
Gross Area	6,509 sqft
1st Floor Area	2,400 sqft
Basement Area	1,566 sqft
Finished Basement	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	748 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007504
Street Address	3815 WATSON RD
City	BRANDYWINE
State	MD
Zip	20613-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	5 AC ON WATSON RD
Legal Subdivision	TOWN OF LA PLATA
Legal Block	1
Jurisdiction	CHARLES MD
Township / Civil Division	9, HUGHESVILLE
Census Block Group	1
Census Block	1003
Census Tract	851401

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3815 WATSON RD, BRANDYWINE, MD 20613-5101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY
Oct 20, 2025	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 19, 2023	Deed, Transfer CAPITOL TITLE GROUP
Aug 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jul 19, 2023 · Amount on Record
Deed Book / Page	13831 / 450
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	0107360429
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	Jun 30, 2026
Property Address	3815 WATSON RD, BRANDYWINE, MD 20613-5101
Document Number	1412000408
Book / Page	14127 / 408
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 WATSON RD, BRANDYWINE, MD 20613-5101

Mortgage

Document Number	1412000408,
Date	Jun 30, 2026
Book Page	14127/408

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 20, 2025
Property Address	3815 WATSON RD, BRANDYWINE, MD 20613-5101
Document Number	0138310450
Book / Page	13831 / 450
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3815 WATSON RD, BRANDYWINE, MD 20613-5101

Mortgage

Document Number	0013831456
Date	Oct 20, 2025
Instrument	13831/456

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 19, 2023
Property Address	WATSON RD, BRANDYWINE, MD 20613
Document Number	0129960294
Book / Page	12996 / 294
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 BUCKNELL CIR, WALDORF, MD 20602-1981

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 7, 2019
Property Address	WATSON RD, BRANDYWINE, MD 20613
Document Number	0107360429
Book / Page	010736 / 000429
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 21ST ST S ARLINGTON VA 222022734, ARLINGTON, VA 22202-2734

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$891,300 (+735.59%) Land $150,000 Building $741,300	$891,300 (+710.27%) Land $150,000 Building $741,300
2025		$106,667 (+6.67%) Land $106,667	$110,000 (+1%) Land $110,000
2023	$1,317.00 (+5.11%)	$100,000 (-) Land $100,000	$100,000 (-) Land $100,000
2022	$1,253.00	$100,000 Land $100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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