Manistee County property record for 3815 Smith Rd, Onekama, MI 49675
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.38 acres (234,353 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (May 2021) |
| Tax Bill | $28,714 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-015-009-07 |
| Primary APN | 11-015-009-07 |
|---|
| Lot Area | 234,353 sqft (5.38 acres) |
|---|
| Street Address | 3815 SMITH RD |
|---|---|
| City | ONEKAMA |
| State | MI |
| Zip | 49675-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF FOLLOWING DESC IN SEC 15 PT NE 14 SE 14 OF SEC 15 & NW 14 OF SW 14 OF SEC 14, COM AT 14 COR COMMON TO BOTH SEC T |
| Jurisdiction | MANISTEE MI |
| Township / Civil Division | ONEKAMA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 300 |
3815 Smith Rd is owned by two individuals who bought it in May 2021.
Source: Manistee County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11330 E 550 S, ZIONSVILLE, IN 46077-9709 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on File |
| Deed Sale | May 20, 2021 · Amount on File |
| Prior Sale | Oct 1, 2010 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3815 Smith Rd was $28,714.
Source: Manistee County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Manistee County |
| County Subdivision | Onekama Township |
| Unified School District | Onekama Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $779,200 | $1,558,400 | |
| 2025 | $28,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3815 Smith Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1982–2026) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3815 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures