3815 S Scott Ave, Independence, MO 64052 Property Records

Jackson County property record for 3815 S Scott Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,230 sqft · built 1955
Lot Size	0.514 acres (22,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,580 (Jan 2025)
Tax Bill	$4,035 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-320-08-16`

Property Details

APN / Parcel Number

Primary APN	`33-320-08-16`
Alternative APNs	`33-320-08-16-00-0-00-000` `33320081600000001` `878601`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	4,878 sqft
1st Floor Area	2,230 sqft
Basement Area	2,230 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,368 sqft (0.514 acres)
Lot Dimensions	161 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	878601
Street Address	3815 S SCOTT AVE
City	INDEPENDENCE
State	MO
Zip	64052-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K AND A VILLAGE LOT 54
Legal Subdivision	K AND A VILLAGE
Legal Block	4
Legal Lot Number	54
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4019
Census Tract	12100

Owner

Source: Jackson County records, as of February 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3815 S SCOTT AVE, INDEPENDENCE, MO 64052-2530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 17, 2018	Grant Deed, Transfer NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on Record
Deed Sale	Jan 29, 2025 · Amount on Record
Prior Sale	Oct 24, 2016
Deed Document Number	20256765
Prior Transfer Date	Jan 24, 2025
Prior Transfer Doc	00E0006765
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3815 S SCOTT AVE, INDEPENDENCE, MO 64052-2530
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	ACCURATE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 S SCOTT AVE, INDEPENDENCE, MO 64052-2530

Mortgage

Document Number	00E0011289
Date	Feb 17, 2026
Instrument	2026E0011289

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3815 S SCOTT AVE, INDEPENDENCE, MO 64052-2530
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0007833
Date	Feb 6, 2024
Instrument	2024E0007833

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 17, 2018
Property Address	3815 S SCOTT AVE, INDEPENDENCE, MO 64052-2530
Document Number	0000E04436
Instrument Date	Jan 5, 2018
Instrument	4436E
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ASSURED QUALITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 S SCOTT AVE INDEPENDENCE MO 640522530, INDEPENDENCE, MO 64052-2530

Mortgage

Document Number	E04437
Date	Jan 17, 2018
Instrument	4437E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2033

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,480 (-9.72%) Land $5,407 Building $40,073	$239,370 (-9.72%)
2024	$4,035.00 (+0.47%)
2023	$4,016.00	$50,379 Land $3,800 Building $46,579	$265,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, KC Web, Spectrum, Wisper ISP.

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