Kane County property record for 3815 Ridge Pointe Dr, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.167 acres (7,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Aug 2025) |
| Tax Bill | $13,876 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-102-040 |
| Primary APN | 12-05-102-040 |
|---|
| Architectural Style | Townhouse |
|---|---|
| Lot Area | 7,308 sqft (0.167 acres) |
| Street Address | 3815 RIDGE POINTE DR |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE RIDGE TOWNHOMES PHASE 2 LT 19 |
| Legal Subdivision | PRAIRIE RIDGE TOWNHOMES |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 854800 |
3815 Ridge Pointe Dr is owned and occupied by an individual who bought it in August 2025.
Source: Kane County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3815 RIDGE POINTE DR, GENEVA, IL 60134-5105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jun 29, 2017 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | Jul 3, 2017 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3815 RIDGE POINTE DR, GENEVA, IL 60134-5105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3815 RIDGE POINTE DR, GENEVA, IL 60134-5105 |
| Document Number | 0000041789 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023K041789 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 3, 2017 |
| Property Address | 3815 RIDGE POINTE DR, GENEVA, IL 60134-5105 |
| Document Number | 0000034048 |
| Map Reference | DOC2014K017236 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 2017K034048 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3815 RIDGE POINTE DR, GENEVA, IL 60134-5105 |
| Document Number | 0000034049 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 2017K034049 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Number | 0000034050 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 2017K034050 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3815 RIDGE POINTE DR, GENEVA, IL 60134-5105 |
| Document Number | 0000034050 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3815 RIDGE POINTE DR GENEVA IL 601345105, GENEVA, IL 60134-5105 |
| Document Number | 0000034050 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 34050 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3815 Ridge Pointe Dr was $13,876.
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,876.00 | ||
| 2024 | $191,818 Land $47,396 Building $144,422 | $575,684 Land $142,245 Building $433,439 | |
| 2022 | $12,610.00 (+3.12%) Homeowner's exemption | $162,033 (+3.86%) Land $40,036 Building $121,997 | $486,099 (+3.86%) Land $120,108 Building $365,991 |
| 2021 | $12,229.00 Homeowner's exemption | $156,011 Land $38,548 Building $117,463 | $468,033 Land $115,644 Building $352,389 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3815 Ridge Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3815 Ridge Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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