3815 Python St, Panama City, FL 32408 Property Records

Bay County property record for 3815 Python St, Panama City, FL 32408 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1994
Square Footage	1,096 sqft Living Area
Lot Size	4,268 sqft (0.098 acres)
Occupancy	Owner Occupied
Last Sale	$60,000 (2013)
Tax Bill	$454.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30753-049-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,096 sqft Living Area
1st Floor	512 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Architectural Style	Townhouse Style
Exterior Material	Wood Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	4,268 sqft (0.098 acres)
Depth X Width	171 ft x 25 ft Depth x Width
Driveway	Driveway
Driveway Area	252 sqft Driveway
Porch Area	152 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3815 PYTHON ST
City	PANAMA CITY
State	FL
Zip	32408-3617
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOLIDAY BEACH UNIT #8 BEG AT NE COR OF LOT 16 SELY 171.64 SWLY 25.58 NWLY 171.64 NELY 24.55 TO POB BEING ELY PT OF LOT 16 BLK B ORB 3548 P 1790 (16.1)
Legal Range	15W
Legal Township	04S
Legal Section	08
Legal Subdivision	HOLIDAY BEACH
Legal Block	B
Legal Lot Number	16
Legal Unit	8
Jurisdiction	BAY FL
Minor Civil Division	PANAMA CITY BEACHES
Census Blockgroup	2
Census Block	2004
Census Tract	2606

Owner

Source: Bay County records · APN 30753-049-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3815 PYTHON ST, PANAMA CITY BEACH, FL 32408-3617
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2013 · Amount on Record
Deed Sale	Sep 17, 2013 · Amount on Record
Prior Sale	Jan 28, 2013 · Amount on Record
Deed Doc Number	201356126
Deed Book / Page	3548 / 1790
Prior Transfer Date	Sep 12, 2013
Prior Transfer Doc	0035481790
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	3815 PYTHON ST, PANAMA CITY BEACH, FL 32408-3617
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 PYTHON ST, PANAMA CITY, FL 32408-3617

Mortgage

Document Number	0044660002
Date	Sep 28, 2021
Book Page	4466/2
Instrument	2021074149

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 (-6.17%) Homeowner's exemption	$72,303 (+5.99%)	$209,982 (+36.91%) Land $85,919 Building $124,063
2024	$454.00 (+0.44%)
2023	$452.00 (+9.18%) Homeowner's exemption	$68,218 (+4.2%)	$153,371 (+27.81%) Land $72,675 Building $80,696
2022	$414.00 Homeowner's exemption	$65,469	$120,000 Land $43,600 Building $76,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.