Jefferson County property record for 3815 Primo Rd, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,764 sqft · built 1998 |
| Lot Size | 5.18 acres (226,076 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,000 (Dec 2018) |
| Tax Bill | $1,677 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1.2-12.0-0-000-068.03 |
| Primary APN | 22-1.2-12.0-0-000-068.03 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,764 sqft Living Area |
| 1st Floor Area | 2,044 sqft |
| Basement Area | 2,044 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 226,076 sqft |
| Deck Area | Deck Area |
| Patio Area | 156 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3815 PRIMO RD |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | BECKER MINOR LOT 3 |
| Legal Range | 6E |
| Legal Township | 39N |
| Legal Section | 12 |
| Legal Subdivision | BECKER MINOR |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 701404 |
3815 Primo Rd is owned and occupied by two individuals who bought it in December 2018.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3815 PRIMO RD, FESTUS, MO 63028-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Sep 25, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on File |
| Deed Sale | Dec 17, 2018 · Amount on File |
| Prior Sale | Nov 16, 2018 · Amount on File |
| Deed Document Number | 201838081 |
| Prior Transfer Date | Dec 12, 2014 |
| Prior Transfer Doc | 0000035002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3815 PRIMO RD, FESTUS, MO 63028-4509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3815 PRIMO RD, FESTUS, MO 63028-4509 |
| Document Number | 0000018182 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023R-018182 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Dec 17, 2018 |
| Property Address | 3815 PRIMO RD, FESTUS, MO 63028-4509 |
| Document Number | 0000038081 |
| Map Reference | MB 147 PG 25 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 2018R-038081 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3815 PRIMO RD, FESTUS, MO 63028-4509 |
| Document Number | 0000038082 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018R-038082 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 25, 2017 |
| Property Address | 3815 PRIMO RD, FESTUS, MO 63028-4509 |
| Document Number | 0000029927 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 29927 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 9, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1115 MILLER DR HERCULANEUM MO 630481429, HERCULANEUM, MO 63048-1429 |
The 2025 property tax bill for 3815 Primo Rd was $1,677.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Elementary School District | Jefferson County R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,400 (-) Land $3,400 Building $23,000 | $138,900 Land $18,000 Building $120,900 | |
| 2025 | $1,677.00 | $26,400 Land $3,400 Building $23,000 | |
| 2024 | $138,900 (+8.35%) Land $18,000 Building $120,900 | ||
| 2023 | $1,552.00 | $24,300 Land $3,400 Building $20,900 | $128,200 Land $18,000 Building $110,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3815 Primo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3815 Primo Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lightwave Communications Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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