Anne Arundel County property record for 3815 Outrigger Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,877 sqft · built 1954 |
| Lot Size | 0.517 acres (22,517 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,375,000 (Jul 2026) |
| Tax Bill | $13,902 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-411-00559600 |
| Primary APN | 01-411-00559600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,877 sqft Living Area |
| Gross Area | 4,429 sqft |
| 1st Floor Area | 1,763 sqft |
| Basement Area | 1,337 sqft |
| Finished Basement | 1,337 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,517 sqft (0.517 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 179 sqft |
| Deck Area | 288 sqft |
| Patio Area | 264 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 41100559600 |
|---|---|
| Street Address | 3815 OUTRIGGER DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 8 LT 9 HOLLY HILL HARBOR |
| Legal Subdivision | HOLLY HILL HARBOR |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45668 TERMINAL DR, 200, STERLING, VA 20166-4390 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 23, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION |
| Jul 5, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on Record |
| Deed Sale | Jul 23, 2026 · Amount on Record |
| Prior Sale | May 19, 2015 · Amount on Record |
| Deed Book / Page | 42559 / 446 |
| Prior Transfer Date | Apr 27, 2010 |
| Prior Transfer Doc | 0222130425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 23, 2026 |
| Property Address | 3815 OUTRIGGER DR, EDGEWATER, MD 21037-3849 |
| Document Number | 4255000446 |
| Book / Page | 42559 / 446 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | MANOR TITLE, MANOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,398,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 45668 TERMINAL DR, 200, STERLING, VA 20166-4390 |
| Document Number | 4255000452, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 42559/452 |
| Name | FIRST SAVINGS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3815 OUTRIGGER DR, EDGEWATER, MD 21037-3849 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETMNT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0371320078 |
|---|---|
| Date | Jul 5, 2021 |
| Book Page | 37132/78 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3815 OUTRIGGER DR, EDGEWATER, MD 21037-3849 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETMNT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3815 OUTRIGGER DR, EDGEWATER, MD 21037-3849 |
| Document Number | 0366240127 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 36624/127 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,343,900 (+9.4%) Land $632,400 Building $711,500 | $1,343,900 (-) Land $632,400 Building $711,500 | |
| 2025 | $13,902.00 (+9.55%) | $1,228,467 (+23.14%) | $1,343,900 (+34.71%) Land $632,400 Building $711,500 |
| 2024 | $12,690.00 (+16.5%) | ||
| 2023 | $10,893.00 | $997,600 Land $416,100 Building $581,500 | $997,600 Land $416,100 Building $581,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 165 policies |
| Nearby Flood Policies | 165 in force |
| Nearby Flood Claims | 15 (2003–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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