3815 Michael Ct, White Lake, MI 48383 Property Records

Oakland County property record for 3815 Michael Ct, White Lake, MI 48383 · Last verified June 2026

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,472 sqft · built 2014
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$362,500 (Sep 2018)
Tax Bill$4,880 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNY-12-08-451-005

Property Details

APN / Parcel Number

Primary APNY-12-08-451-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area2,472 sqft Living Area
1st Floor Area1,265 sqft
Basement Area1,223 sqft
Unfinished Basement1,223 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area46,609 sqft (1.07 acres)
TerrainRolling
Garage Area736 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area45 sqft
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3815 MICHAEL CT
CityWHITE LAKE
StateMI
Zip48383-1969
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT3N, R8E, SEC 8 OAKLAND COUNTY CONDOMINIUM PLAN NO 1196 OGDEN WOODS UNIT 5 L 20485 P 748 9-7-99 FR 400-014 9-15-00 CORR
Legal Range08E
Legal Township03N
Legal Section08
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit5
JurisdictionOAKLAND MI
Township / Civil DivisionWHITE LAKE
Census Block Group2
Census Block2001
Census Tract130100

Owner

Source: Oakland County records · APN Y-12-08-451-005

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3815 MICHAEL CT, WHITE LAKE, MI 48383-1969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Sep 05, 2018Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2018 · Amount on Record
Deed SaleSep 05, 2018 · Amount on Record
Prior SaleJul 07, 2017 · Amount on Record
Deed Document Number2018145820
Deed Book / Page52151 / 164
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3815 MICHAEL CT, WHITE LAKE, MI 48383-1969
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145515
DateSep 06, 2019
Book Page53221/00399
Instrument145515
Lender
NameINDEPENDENT BANK
TypeBank
Address48525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2039

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 05, 2018
Property Address3815 MICHAEL CT, WHITE LAKE, MI 48383-1969
Document Number0000145820
Book / Page52151 / 00164
Map ReferenceLB 20485 PG 748
Instrument DateAug 31, 2018
Instrument145820
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyADDISON TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,117.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3815 MICHAEL CT, 3815, WHITE LAKE, MI 48383-1969

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 RADNY DR, LOWELL, MI 49331-9131

Mortgage

Document Number0000145821
DateSep 05, 2018
Instrument145821
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWhite Lake Charter Township
Unified School DistrictHolly Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,880.00 (-34.1%) Homeowner's exemption$245,010 (+12.31%)$490,020 (+12.31%)
2024$7,405.00 (+18.44%)
2023$218,160$436,320
2021$6,252.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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