3815 McCrary Rd, Richmond, TX 77406 Property Records

Fort Bend County property record for 3815 McCrary Rd, Richmond, TX 77406

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 5,374 sqft · built 2000
Lot Size2.88 acres (125,758 sqft)
Owner2 Individual Names on Record
Tax Bill$6,559 (2025)
Deeds & MortgagesAug 2021 Reverse Mortgage
Flood ZoneZone X (moderate risk)
APNR194208

Property Details

APN / Parcel Number

Primary APNR194208
Alternative APN
  • 0046-00-000-0532-901

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area5,374 sqft Living Area
1st Floor Area6,321 sqft
2nd Floor Area880 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialBrick/Stone
Foundation TypeSlab (Mat/Raft)
Lot Area125,758 sqft (2.88 acres)
Garage TypeAttached
Garage Area923 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area1,620 sqft
Patio Area494 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR194208
Street Address3815 MCCRARY RD
CityRICHMOND
StateTX
Zip77406-9698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAS
Legal Description0046 KNIGHT AND WHITE, TRACT 53 (PT), ACRES 2.887
Legal SubdivisionKNIGHT & WHITE
Legal Tract53
Legal Lot Number53
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3003
Census Tract673404

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1860 FM 359 RD, RICHMOND, TX 77406-1296
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 1995
Deed SaleJul 10, 1995
Deed Document NumberFBC9538851
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address3815 MCCRARY RD, RICHMOND, TX 77406-9698
Transaction TypeMortgage
Record UpdatedDec 20, 2022
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3815 MCCRARY RD, RICHMOND, TX 77406-9698

Mortgage

Document Number0000144364
DateAug 30, 2021
Instrument2021144364
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.3%
Type Change DateOct 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR
Max Rate7.3%

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,559.00 (-13.87%) Homeowner's exemption Senior Citizen's exemption$887,314 (-0.8%) Land $202,171 Building $685,143$887,314 (-0.8%) Land $202,171 Building $685,143
2024$7,615.00 (-1.44%) Homeowner's exemption Senior Citizen's exemption$894,479 (+1.99%) Land $202,171 Building $692,308$894,479 (-17.08%) Land $202,171 Building $692,308
2023$7,726.00 (-29.99%) Homeowner's exemption Senior Citizen's exemption$877,019 Land $202,171 Building $876,529$1,078,700 Land $202,171 Building $876,529
2018$11,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 169 policies
Nearby Flood Policies169 in force
Nearby Flood Claims19 (2017)
Claims Outside the SFHA6 of 19
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on McCrary Rd

Nearby Streets

Search Property Records by Address or Parcel Number