McLennan County property record for 3815 Hubby Ave, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,332 sqft · built 1950 |
| Lot Size | 0.209 acres (9,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,400 (Jul 2006) |
| Tax Bill | $4,395 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-038200-008300-9 |
| Primary APN | 48-038200-008300-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| Gross Area | 2,572 sqft |
| 1st Floor Area | 1,632 sqft |
| Upper Floors Area | 700 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,087 sqft (0.209 acres) |
| Lot Dimensions | 142 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 486 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3815 HUBBY AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-5342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | SOUTH OVERLOOK LOT 7 BLOCK F ACRES .2086 |
| Legal Subdivision | SOUTH OVERLOOK |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 2498 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 BEAR PL, 70420, WACO, TX 76798-0006 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2006 · Amount on Record |
| Deed Sale | Jul 26, 2006 · Amount on Record |
| Deed Document Number | 200627113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3815 HUBBY AVE, WACO, TX 76710-5342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 0000043784 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020043784 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,083 (+10.03%) Land $25,897 Building $189,186 | $215,083 (+10.03%) Land $25,897 Building $189,186 | |
| 2025 | $4,395.00 (-0.32%) | $195,479 (-) Land $23,530 Building $171,949 | $195,479 (-) Land $23,530 Building $171,949 |
| 2024 | $4,409.00 (+0.62%) | ||
| 2023 | $195,479 Land $23,530 Building $171,949 | $195,479 Land $23,530 Building $171,949 | |
| 2022 | $4,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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