3815 Heatherbrook Dr, Toledo, OH 43614 Property Records

Lucas County property record for 3815 Heatherbrook Dr, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 1965
Lot Size	0.316 acres (13,800 sqft)
Owner	Individual Name on Record
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-09527`

Property Details

APN / Parcel Number

Primary APN	`20-09527`
Alternative APN	`06265009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,334 sqft Living Area
1st Floor Area	1,128 sqft
2nd Floor Area	1,206 sqft
Basement Area	516 sqft

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	13,800 sqft (0.316 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3815 HEATHERBROOK DR
City	TOLEDO
State	OH
Zip	43614-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	BEVERLY HILLS ANNEX LOT 5
Legal Subdivision	BEVERLY HILLS ANNEX
Legal Lot Number	5
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1000
Census Tract	7207

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3815 HEATHERBROOK DR, TOLEDO, OH 43614-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2016
Deed Sale	Aug 19, 2016
Deed Document Number	16205596
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3815 HEATHERBROOK DR, TOLEDO, OH 43614-2241
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 HEATHERBROOK DR, TOLEDO, OH 43614-2241

Mortgage

Document Number	0000041102
Date	Dec 21, 2023
Instrument	202312210041102

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3815 HEATHERBROOK DR, TOLEDO, OH 43614-2241
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011502
Date	Mar 10, 2022
Instrument	202203100011502

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00 (-10.02%) Homeowner's exemption	$74,375 (-14.28%) Land $15,890 Building $58,485
2024	$4,450.00 (+37.9%) Homeowner's exemption	$86,765 (+50.33%) Land $15,890 Building $70,875	$212,500 (+28.87%) Land $45,400 Building $167,100
2023	$3,227.00 (-0.62%) Homeowner's exemption	$57,715 (-) Land $12,005 Building $45,710
2022	$3,247.00 Homeowner's exemption	$57,715 Land $12,005 Building $45,710
2021			$164,900 Land $34,300 Building $130,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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