Wayne County property record for 3815 Harding St, Dearborn, MI 48124
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2026) |
| Tax Bill | $575 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 82-09-341-29-028 |
| Primary APN | 82-09-341-29-028 |
|---|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|---|
| Lot Dimensions | 154 ft deep x 40 ft wide |
| Street Address | 3815 HARDING ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-3766 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RA |
| Legal Description | LOT 204 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF FORDSON HEIGHTS SUB |
| Legal Subdivision | FORDSON HEIGHTS |
| Legal Lot Number | 204 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 575401 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32329 ALVIN ST, GARDEN CITY, MI 48135-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Deed Document Number | 2026193502 |
| Deed Book / Page | 60313 / 1383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 3815 HARDING ST, DEARBORN, MI 48124-3766 |
| Document Number | 0000193502 |
| Book / Page | 60313 / 1383 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026193502 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32329 ALVIN ST, GARDEN CITY, MI 48135-3212 |
| Document Number | 0000197992, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026197992 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,300 (+26.72%) | $62,600 (+26.72%) | |
| 2025 | $575.00 (-0.17%) Homeowner's exemption | $24,700 (+68.03%) | $49,400 (+68.03%) |
| 2023 | $14,700 | $29,400 | |
| 2019 | $576.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures