3815 Eldridge Ave, Orange Park, FL 32073 Property Records

Clay County property record for 3815 Eldridge Ave, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,408 sqft · built 1978
Lot Size	1.49 acres (64,991 sqft)
Owner	Individual Name on Record
Last Sale	$879,500 (Dec 2021)
Tax Bill	$13,163 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-04-26-018465-000-00`

Property Details

APN / Parcel Number

Primary APN	`51-04-26-018465-000-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,408 sqft Heated Area
Gross Area	6,518 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,991 sqft (1.49 acres)
Lot Dimensions	500 ft deep x 130 ft wide
Garage Area	792 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	612 sqft
Porch	Porch
Porch Area	1,087 sqft
Patio Area	933 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3815 ELDRIDGE AVE
City	ORANGE PARK
State	FL
Zip	32073-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PT LOT 21 & PRCL BETWEEN V ISLVIEW S/D & LOT 21 MILBYRNE TRIANGLE SEC 1 O.P. O R 4542 PG
Legal Range	26
Legal Township	04
Legal Section	51
Legal Subdivision	BETWEEN V ISLVIEW S/D
Legal Lot Number	21
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2005
Census Tract	30600

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3815 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 3, 2017	Loan Modification, Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Jan 31, 2007
Deed Document Number	2021076548
Deed Book / Page	4542 / 2123
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3815 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0046021725
Date	May 2, 2022
Book Page	4602/1725
Instrument	2022027854

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 2, 2021
Property Address	3815 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Document Number	0045422123
Book / Page	4542 / 2123
Map Reference	MB 2 PG 34
Instrument Date	Nov 29, 2021
Instrument	2021076548
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,156.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 JUDSON CIR, 5, ORANGE PARK, FL 32073-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0045422125
Date	Dec 2, 2021
Instrument	4542/2125

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	3815 ELDRIDGE AVE, ORANGE PARK, FL 32073-2154
Document Number	0039521292
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3815 ELDRIDGE AVE ORANGE PARK FL 320732154, ORANGE PARK, FL 32073-2154

Mortgage

Document Number	0039521292
Date	Mar 14, 2017
Book Page	003952/001292
Instrument	12798

Lender

Name	SUNTRUST BK
Type	Bank
Address	BELLE ISLE, FL 32809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,163.00 (+7.28%) Homeowner's exemption	$767,160 (+5.99%)	$810,579 (+1.49%) Land $403,000 Building $407,579
2023	$12,270.00 (+2.11%) Homeowner's exemption	$723,826 (+3%)	$798,657 (+7.29%) Land $403,000 Building $395,657
2022	$12,017.00 Homeowner's exemption	$702,744	$744,403 Land $403,000 Building $341,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	JEA MAJOR GRID
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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